Is Senmiao Technology Ltd (AIHS) Halal?
Shariah Screening — 5 Standards
Based on financial data from March 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 5.7% / 30% | 12.7% / 30% | 5.9% / 30% | 12.26% / 5% | ✗ NOT HALAL |
| DJIM | 5.7% / 33% | 12.7% / 33% | 5.9% / 33% | 12.26% / 5% | ✗ NOT HALAL |
| MSCI | 6.4% / 33% | 14.4% / 33% | 6.7% / 33% | 12.26% / 5% | ✗ NOT HALAL |
| S&P | 5.7% / 33% | 12.7% / 33% | 5.9% / 33% | 12.26% / 5% | ✗ NOT HALAL |
| FTSE | 6.4% / 33% | 14.4% / 33% | 6.7% / 50% | 12.26% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 19.7% | |
| Operating Margin | -305.7% | |
| Net Margin | -115.7% | |
| Return on Equity (ROE) | -135.7% | |
| Return on Assets (ROA) | -44.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $500,303 |
| Free Cash Flow | $498,701 |
| Total Debt | $371,047 |
| Debt-to-Equity | 5.3 |
| Current Ratio | 2.2 |
| Total Assets | $6M |
Price & Trading
| Last Close | $1.65 |
| 50-Day MA | $1.32 |
| 200-Day MA | $1.97 |
| Avg Volume | 24K |
| Beta | 1.0 |
|
52-Week Range
$0.83
| |
About Senmiao Technology Ltd (AIHS)
Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It also provides car rental services to individual customers; and auto finance solutions through financing leases. In addition, the company engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services. Further, the company offers new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, and assisting with a series of administrative procedures, as well as credit assessment, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.
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Frequently Asked Questions
Is Senmiao Technology Ltd (AIHS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Senmiao Technology Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Senmiao Technology Ltd's debt ratio?
Senmiao Technology Ltd's debt ratio is 5.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 6.4%.
What are Senmiao Technology Ltd's key financial metrics?
Senmiao Technology Ltd has a market capitalization of $7M, and revenue of $3M. The company maintains a gross margin of 19.7% and a net margin of -115.7%. Return on equity stands at -135.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.