Is AMERICAN FINANCIAL GROUP INC (AFG) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 18.8% | |
| Operating Margin | 21.3% | |
| Net Margin | 10.6% | |
| Return on Equity (ROE) | 18.1% | |
| Return on Assets (ROA) | 2.3% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.5B |
| Free Cash Flow | $1.5B |
| Total Debt | $1.8B |
| Debt-to-Equity | 42.3 |
| Current Ratio | 2.3 |
| Total Assets | $32.6B |
Price & Trading
| Last Close | $128.93 |
| 50-Day MA | $129.42 |
| 200-Day MA | $132.77 |
| Avg Volume | 655K |
| Beta | 0.7 |
|
52-Week Range
$114.73
| |
About AMERICAN FINANCIAL GROUP INC (AFG)
American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was formerly known as American Financial Group Holdings Inc and changed its name to American Financial Group, Inc. in July 1997. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.
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Frequently Asked Questions
Is AMERICAN FINANCIAL GROUP INC (AFG) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), AMERICAN FINANCIAL GROUP INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is AMERICAN FINANCIAL GROUP INC's debt ratio?
AMERICAN FINANCIAL GROUP INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are AMERICAN FINANCIAL GROUP INC's key financial metrics?
AMERICAN FINANCIAL GROUP INC has a market capitalization of $10.5B, trailing P/E ratio of 12.5, and revenue of $8.1B. The company maintains a gross margin of 18.8% and a net margin of 10.6%. Return on equity stands at 18.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.