Is Advanced Flower Capital Inc. (AFCG) Halal?

NASDAQ Real Estate United States $63M
✗ NOT HALAL
Confidence: 90/100
Advanced Flower Capital Inc. (AFCG) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 318.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Advanced Flower Capital Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 318.6%
/ 30%
175.0%
/ 30%
3.3%
/ 30%
145.41%
/ 5%
✗ NOT HALAL
DJIM 318.6%
/ 33%
175.0%
/ 33%
3.3%
/ 33%
145.41%
/ 5%
✗ NOT HALAL
MSCI 46.9%
/ 33%
25.8%
/ 33%
0.5%
/ 33%
145.41%
/ 5%
✗ NOT HALAL
S&P 318.6%
/ 33%
175.0%
/ 33%
3.3%
/ 33%
145.41%
/ 5%
✗ NOT HALAL
FTSE 46.9%
/ 33%
25.8%
/ 33%
0.5%
/ 50%
145.41%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.95
Dividend Yield
2180.0%
Payout: 152.2%
P/B Ratio
0.4
Revenue
$17M
Growth: 120.1%
Beta
1.1
Average volatility
Current Ratio
11.6

Profitability

Gross Margin 100.0%
Operating Margin -44.0%
Net Margin 0.0%
Return on Equity (ROE) -11.0%
Return on Assets (ROA) -6.1%

Cash Flow & Balance Sheet

Operating Cash Flow$11M
Free Cash Flow$11M
Total Debt$97M
Debt-to-Equity55.4
Current Ratio11.6
Total Assets$276M

Price & Trading

Last Close$2.60
50-Day MA$2.43
200-Day MA$3.48
Avg Volume352K
Beta1.1
52-Week Range
$2.06
$5.88

About Advanced Flower Capital Inc. (AFCG)

CEO
Mr. Daniel Neville
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NASDAQ
Market Cap
$63M
Currency
USD

Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.

Related Halal Stocks in Real Estate

Frequently Asked Questions

Is Advanced Flower Capital Inc. (AFCG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Advanced Flower Capital Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Advanced Flower Capital Inc.'s debt ratio?

Advanced Flower Capital Inc.'s debt ratio is 318.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 46.9%.

What are Advanced Flower Capital Inc.'s key financial metrics?

Advanced Flower Capital Inc. has a market capitalization of $63M, and revenue of $17M. Return on equity stands at -11.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.