Is Samsung Life (032830) Halal?

KSC Financial Services South Korea $40.0T
✗ NOT HALAL
Confidence: 95/100
Samsung Life (032830) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Life industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Life ✗ NOT HALAL
DJIM Excluded — Insurance - Life ✗ NOT HALAL
MSCI Excluded — Insurance - Life ✗ NOT HALAL
S&P Excluded — Insurance - Life ✗ NOT HALAL
FTSE Excluded — Insurance - Life ✗ NOT HALAL

Financial Highlights

Dividend Yield
238.0%
Payout: 41.3%
EV/EBITDA
-38.8
EV: -$185.4T
Revenue
$28.5T
Growth: 29.4%
Beta
0.7
Low volatility
Current Ratio
43.9

Profitability

Gross Margin 53.1%
Operating Margin -1.8%
Net Margin 6.6%
Return on Equity (ROE) 4.8%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$5.3T
Free Cash Flow$5.1T
Total Debt$23.1T
Debt-to-Equity42.4
Current Ratio43.9
Total Assets$350.7T

Price & Trading

Last CloseKRW 222,000.00
50-Day MAKRW 206,054.00
200-Day MAKRW 161,728.00
Avg Volume398K
Beta0.7
52-Week Range
KRW 73,300.00
KRW 259,500.00

About Samsung Life (032830)

CEO
Mr. Wonhak Hong
Sector
Financial Services
Industry
Insurance - Life
Country
South Korea
Exchange
KSC
Market Cap
$40.0T
Currency
KRW

Samsung Life Insurance Co., Ltd., together with its subsidiaries, engages in the life insurance business to corporate and individual customers in South Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing and Leasing; and Overseas segments. It also offers various loan products for companies, household, and stocks and bonds, as well as mortgage loans; and retirement pension, funds, and asset management services. The company was formerly known as Dongbang Life Insurance and changed its name to Samsung Life Insurance Co., Ltd. in July 1989. Samsung Life Insurance Co., Ltd. was founded in 1957 and is headquartered in Seoul, South Korea.

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Frequently Asked Questions

Is Samsung Life (032830) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Samsung Life is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Samsung Life's debt ratio?

Samsung Life's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Samsung Life's key financial metrics?

Samsung Life has a market capitalization of $40.0T, and revenue of $28.5T. The company maintains a gross margin of 53.1% and a net margin of 6.6%. Return on equity stands at 4.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.