Samsung Life (032830) Financial Ratio Screen

KSC Financial Services South Korea KRW 40045176M
BUSINESS EXCLUSION FLAG*
Automated financial screen · activity assessed separately
Samsung Life (032830) is potentially non-compliant because its supplied classification is Insurance - Life. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

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MSCI new-inclusion financial-ratio snapshot

032830 financial screening at a glance

BUSINESS EXCLUSION FLAG*Financial ratios shown separately from business review — not a fatwa
Debt ratio
N/A
Not available vs 30%
Cash ratio
N/A
Not available vs 30%
Receivables + cash
N/A
Not available vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleBusiness exclusion flagSupplied classification requires attention
FTSE/Yasaar-styleBusiness exclusion flagSupplied classification requires attention
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityBusiness exclusion flagSupplied sector or industry classification matched an exclusion
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Business exclusion flag

The supplied classification (Insurance - Life) matches a prohibited-activity category.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Samsung Life Insurance Co., Ltd., together with its subsidiaries, engages in the life insurance business to corporate and individual customers in South Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing and Leasing; and Overseas segments. It also offers various loan products for companies, household, and stocks and bonds, as well as mortgage loans; and retirement pension, funds, and asset management services. The company was formerly known as Dongbang Life Insurance and changed its name to Samsung Life Insurance Co., Ltd. in July 1989. Samsung Life Insurance Co., Ltd. was founded in 1957 and is headquartered in Seoul, South Korea.

Sources to verify: Secondary company profile and classification · Issuer website

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI Excluded — Insurance - Life BUSINESS EXCLUSION FLAG*
FTSE Excluded — Insurance - Life BUSINESS EXCLUSION FLAG*

Financial Highlights

Dividend Yield
238.0%
Payout: 41.3%
EV/EBITDA
-38.8
EV: -$185.4T
Revenue
$28.5T
Growth: 29.4%
Beta
0.7
Low volatility
Current Ratio
43.9

Profitability

Gross Margin 53.1%
Operating Margin -1.8%
Net Margin 6.6%
Return on Equity (ROE) 4.8%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$5.3T
Free Cash Flow$5.1T
Total Debt$23.1T
Debt-to-Equity42.4
Current Ratio43.9
Total Assets$350.7T

Price & Trading

Last CloseKRW 222,000.00
50-Day MAKRW 206,054.00
200-Day MAKRW 161,728.00
Avg Volume398K
Beta0.7
52-Week Range
KRW 73,300.00
KRW 259,500.00

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Samsung Life (032830)

CEO
Mr. Wonhak Hong
Sector
Financial Services
Industry
Insurance - Life
Country
South Korea
Exchange
KSC
Market Cap (listing currency)
KRW 40045176M
Currency
KRW

Samsung Life Insurance Co., Ltd., together with its subsidiaries, engages in the life insurance business to corporate and individual customers in South Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing and Leasing; and Overseas segments. It also offers various loan products for companies, household, and stocks and bonds, as well as mortgage loans; and retirement pension, funds, and asset management services. The company was formerly known as Dongbang Life Insurance and changed its name to Samsung Life Insurance Co., Ltd. in July 1989. Samsung Life Insurance Co., Ltd. was founded in 1957 and is headquartered in Seoul, South Korea.

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Frequently Asked Questions

Is Samsung Life (032830) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Samsung Life's debt ratio?

Samsung Life's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Samsung Life's key financial metrics?

Samsung Life has a market capitalization of KRW 40045176M in its listing currency, and revenue of $28.5T. The company maintains a gross margin of 53.1% and a net margin of 6.6%. Return on equity stands at 4.8%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.