Is Zenvia Inc. (ZENV) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 604.6% / 30% | 545.0% / 30% | 889.4% / 30% | 0.52% / 5% | ✗ NOT HALAL |
| DJIM | 604.6% / 33% | 545.0% / 33% | 889.4% / 33% | 0.52% / 5% | ✗ NOT HALAL |
| MSCI | 7.4% / 33% | 6.7% / 33% | 10.9% / 33% | 0.52% / 5% | ✓ HALAL |
| S&P | 604.6% / 33% | 545.0% / 33% | 889.4% / 33% | 0.52% / 5% | ✗ NOT HALAL |
| FTSE | 7.4% / 33% | 6.7% / 33% | 10.9% / 50% | 0.52% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 22.3% | |
| Operating Margin | -3.5% | |
| Net Margin | -11.0% | |
| Return on Equity (ROE) | -15.5% | |
| Return on Assets (ROA) | -0.3% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $108M |
| Free Cash Flow | $49M |
| Total Debt | $130M |
| Debt-to-Equity | 13.0 |
| Current Ratio | 0.4 |
| Total Assets | $1.7B |
Price & Trading
| Last Close | $0.47 |
| 50-Day MA | $0.73 |
| 200-Day MA | $1.21 |
| Avg Volume | 162K |
| Beta | 1.9 |
|
52-Week Range
$0.25
| |
About Zenvia Inc. (ZENV)
Zenvia Inc. develops a cloud-based platform that enables organizations to integrate various communication capabilities in Brazil, the United States, Argentina, Mexico, the Netherlands, Malta, Peru, Switzerland, Colombia, Chile, and internationally. It operates in Software-as-a-Service and Communications Platform as a Service segments. The company offers Zenvia Attraction, an active multi-channel end-customer acquisition campaigns utilizing data intelligence and multi-channel automation solution; Zenvia Conversion, which converts leads into sales using various communication channels; Zenvia Service that enables companies to provide customer service with structured support across various channels; and Zenvia Success, which protects and expands costumer revenue through cross-selling and upselling. It also provides Zenvia API, an application programming interface; Zenvia Bots, a visual, low-code, multi-channel tool that allows the creation of business solutions; Zenvia Chat, which allows centralized customer support through a single box; Zenvia Docs that enables companies to manage documents; and Zenvia NLU (Natural-Language Understanding), which provides a solution for creating chatbots. In addition, the company offers communications platform as a service, such as SMS, Voice, WhatsApp, Instagram, and Webchat that orchestrated and automated by chatbots, single customer view, journey designer, documents composer, and authentication, as well as consulting services. Zenvia Inc. was incorporated in 2020 and is based in São Paulo, Brazil.
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Frequently Asked Questions
Is Zenvia Inc. (ZENV) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Zenvia Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Zenvia Inc.'s debt ratio?
Zenvia Inc.'s debt ratio is 604.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 7.4%.
What are Zenvia Inc.'s key financial metrics?
Zenvia Inc. has a market capitalization of $25M, trailing P/E ratio of 0.0, and revenue of $960M. The company maintains a gross margin of 22.3% and a net margin of -11.0%. Return on equity stands at -15.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.