Zalando (ZAL) Financial Ratio Screen

XETRA Consumer Cyclical Germany EUR 5197M
RATIOS FAIL*
Automated financial screen · activity assessed separately
Zalando (ZAL) is potentially non-compliant in the automated ratio model. Zalando operates in the Consumer Cyclical sector.

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MSCI new-inclusion financial-ratio snapshot

ZAL financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
15.6%
Pass vs 30%
Cash ratio
21.2%
Pass vs 30%
Receivables + cash
30.0%
Fail vs 30%
Impermissible income
0.3%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria passedActivity is assessed separately
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Internet Retail) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Zalando SE operates an online platform for fashion and lifestyle products in Germany and internationally. The company operates through Business-to-Business and Business-to-Consumer segments. It engages in the development, sourcing, marketing, retail, and commission sale of various type of goods, including shoes, apparel, accessories, and beauty products with free delivery and returns, as well as various payment options. The company sells its products through Lounge by Zalando and its outlets. Zalando SE was founded in 2008 and is headquartered in Berlin, Germany.

Sources to verify: Secondary company profile and classification · Issuer website

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 15.6%
/ 30%
21.2%
/ 30%
30.0%
/ 30%
0.31%
/ 5%
RATIOS FAIL*
FTSE 15.6%
/ 33%
21.2%
/ 33%
30.0%
/ 50%
0.31%
/ 5%
FINANCIAL SCREEN PASSED*

Financial Highlights

P/E Ratio
24.5
Forward: 10.5
EPS
$0.82
P/B Ratio
1.9
EV/EBITDA
7.9
EV: $4.7B
Revenue
$12.3B
Growth: 23.4%
Beta
1.8
High volatility
Current Ratio
1.1

Profitability

Gross Margin 39.9%
Operating Margin 5.3%
Net Margin 1.7%
Return on Equity (ROE) 7.7%
Return on Assets (ROA) 3.1%

Cash Flow & Balance Sheet

Operating Cash Flow$1.1B
Free Cash Flow$904M
Total Debt$1.4B
Debt-to-Equity51.0
Current Ratio1.1
Total Assets$9.3B

Price & Trading

Last CloseEUR 20.64
50-Day MAEUR 21.89
200-Day MAEUR 24.40
Avg Volume1.8M
Beta1.8
52-Week Range
EUR 18.79
EUR 36.76

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Zalando (ZAL)

CEO
Mr. Robert Gentz
Employees
16,582
Sector
Consumer Cyclical
Industry
Internet Retail
Country
Germany
Exchange
XETRA
Market Cap (listing currency)
EUR 5197M
Currency
EUR

Zalando SE operates an online platform for fashion and lifestyle products in Germany and internationally. The company operates through Business-to-Business and Business-to-Consumer segments. It engages in the development, sourcing, marketing, retail, and commission sale of various type of goods, including shoes, apparel, accessories, and beauty products with free delivery and returns, as well as various payment options. The company sells its products through Lounge by Zalando and its outlets. Zalando SE was founded in 2008 and is headquartered in Berlin, Germany.

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Frequently Asked Questions

Is Zalando (ZAL) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Zalando's debt ratio?

Zalando's debt ratio is 15.6% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Zalando's key financial metrics?

Zalando has a market capitalization of EUR 5197M in its listing currency, trailing P/E ratio of 24.5, and revenue of $12.3B. The company maintains a gross margin of 39.9% and a net margin of 1.7%. Return on equity stands at 7.7%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.