Is YORK WATER CO (YORW) Halal?

NASDAQ Utilities United States $437M
✗ NOT HALAL
Confidence: 90/100
YORK WATER CO (YORW) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 43.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. YORK WATER CO operates in the Utilities sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 43.5%
/ 30%
0.0%
/ 30%
2.4%
/ 30%
3.39%
/ 5%
✗ NOT HALAL
DJIM 43.5%
/ 33%
0.0%
/ 33%
2.4%
/ 33%
3.39%
/ 5%
✗ NOT HALAL
MSCI 32.4%
/ 33%
0.0%
/ 33%
1.8%
/ 33%
3.39%
/ 5%
✓ HALAL
S&P 43.5%
/ 33%
0.0%
/ 33%
2.4%
/ 33%
3.39%
/ 5%
✗ NOT HALAL
FTSE 32.4%
/ 33%
0.0%
/ 33%
1.8%
/ 50%
3.39%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
21.7
Forward: 19.8
EPS
$1.39
Dividend Yield
302.0%
Payout: 63.7%
P/B Ratio
1.8
EV/EBITDA
15.8
EV: $669M
Revenue
$77M
Growth: 3.2%
Beta
0.7
Low volatility
Current Ratio
0.7

Profitability

Gross Margin 73.1%
Operating Margin 33.7%
Net Margin 25.9%
Return on Equity (ROE) 8.5%
Return on Assets (ROA) 2.7%

Cash Flow & Balance Sheet

Operating Cash Flow$30M
Free Cash Flow-$19M
Total Debt$232M
Debt-to-Equity96.8
Current Ratio0.7
Total Assets$681M

Price & Trading

Last Close$30.47
50-Day MA$32.37
200-Day MA$31.80
Avg Volume105K
Beta0.7
52-Week Range
$29.68
$36.48

About YORK WATER CO (YORW)

CEO
Mr. Joseph Thomas Hand
Employees
129
Sector
Utilities
Industry
Utilities - Regulated Water
Country
United States
Exchange
NASDAQ
Market Cap
$437M
Currency
USD

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; twelve wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.5 billion gallons of water. The company operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns satellite groundwater systems in York, Adams, and Lancaster Counties, as well as two impounding dams on primary system located in York and Springfield Townships. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 58 municipalities within four counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

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Frequently Asked Questions

Is YORK WATER CO (YORW) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), YORK WATER CO is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is YORK WATER CO's debt ratio?

YORK WATER CO's debt ratio is 43.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 32.4%.

What are YORK WATER CO's key financial metrics?

YORK WATER CO has a market capitalization of $437M, trailing P/E ratio of 21.7, and revenue of $77M. The company maintains a gross margin of 73.1% and a net margin of 25.9%. Return on equity stands at 8.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.