Is Yuanbao Inc. (YB) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 2.1% / 30% | 250.5% / 30% | 28.1% / 30% | 0.74% / 5% | ✗ NOT HALAL |
| DJIM | 2.1% / 33% | 250.5% / 33% | 28.1% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| MSCI | 0.7% / 33% | 83.5% / 33% | 9.4% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| S&P | 2.1% / 33% | 250.5% / 33% | 28.1% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| FTSE | 0.7% / 33% | 83.5% / 33% | 9.4% / 50% | 0.74% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 96.2% | |
| Operating Margin | 33.6% | |
| Net Margin | 29.9% | |
| Return on Equity (ROE) | 50.9% | |
| Return on Assets (ROA) | 22.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.2B |
| Free Cash Flow | $1.2B |
| Total Debt | $19M |
| Debt-to-Equity | 0.2 |
| Current Ratio | 3.9 |
| Total Assets | $2.8B |
Price & Trading
| Last Close | $17.31 |
| 50-Day MA | $19.55 |
| 200-Day MA | $22.01 |
| Avg Volume | 51K |
|
52-Week Range
$14.04
| |
About Yuanbao Inc. (YB)
Yuanbao Inc., through its subsidiaries, provides online insurance distribution and services in the People's Republic of China. The company offers medical, critical illness, life, and other insurance products. It also provides system services, including precise marketing, analytics, and other system services. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.
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Frequently Asked Questions
Is Yuanbao Inc. (YB) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Yuanbao Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Yuanbao Inc.'s debt ratio?
Yuanbao Inc.'s debt ratio is 2.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.7%.
What are Yuanbao Inc.'s key financial metrics?
Yuanbao Inc. has a market capitalization of $783M, trailing P/E ratio of 4.3, and revenue of $3.3B. The company maintains a gross margin of 96.2% and a net margin of 29.9%. Return on equity stands at 50.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.