Is Western Union CO (WU) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 37.0% | |
| Operating Margin | 19.5% | |
| Net Margin | 12.3% | |
| Return on Equity (ROE) | 51.9% | |
| Return on Assets (ROA) | 5.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $544M |
| Free Cash Flow | $393M |
| Total Debt | $3.1B |
| Debt-to-Equity | 324.0 |
| Current Ratio | 0.3 |
| Total Assets | $8.3B |
Price & Trading
| Last Close | $8.97 |
| 50-Day MA | $9.49 |
| 200-Day MA | $8.86 |
| Avg Volume | 8.6M |
| Beta | 0.5 |
|
52-Week Range
$7.85
| |
About Western Union CO (WU)
The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is Western Union CO (WU) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Western Union CO is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Western Union CO's debt ratio?
Western Union CO's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Western Union CO's key financial metrics?
Western Union CO has a market capitalization of $2.8B, trailing P/E ratio of 5.7, and revenue of $4.1B. The company maintains a gross margin of 37.0% and a net margin of 12.3%. Return on equity stands at 51.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.