Is WORLD ACCEPTANCE CORP (WRLD) Halal?
Shariah Screening — 5 Standards
Based on financial data from March 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 67.8% | |
| Operating Margin | 8.3% | |
| Net Margin | 7.5% | |
| Return on Equity (ROE) | 11.0% | |
| Return on Assets (ROA) | 5.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $254M |
| Free Cash Flow | $250M |
| Total Debt | $526M |
| Debt-to-Equity | 213.9 |
| Current Ratio | 21.7 |
| Total Assets | $1.0B |
Price & Trading
| Last Close | $130.67 |
| 50-Day MA | $131.95 |
| 200-Day MA | $151.93 |
| Avg Volume | 126K |
| Beta | 1.2 |
|
52-Week Range
$104.99
| |
About WORLD ACCEPTANCE CORP (WRLD)
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
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Frequently Asked Questions
Is WORLD ACCEPTANCE CORP (WRLD) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), WORLD ACCEPTANCE CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is WORLD ACCEPTANCE CORP's debt ratio?
WORLD ACCEPTANCE CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are WORLD ACCEPTANCE CORP's key financial metrics?
WORLD ACCEPTANCE CORP has a market capitalization of $657M, trailing P/E ratio of 16.8, and revenue of $522M. The company maintains a gross margin of 67.8% and a net margin of 7.5%. Return on equity stands at 11.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.