WORLD ACCEPTANCE CORP (WRLD) Financial Ratio Screen

NASDAQ Financial Services United States USD 822M
BUSINESS EXCLUSION FLAG*
Automated financial screen · activity assessed separately
WORLD ACCEPTANCE CORP (WRLD) is potentially non-compliant because its supplied classification is Credit Services. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

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MSCI new-inclusion financial-ratio snapshot

WRLD financial screening at a glance

BUSINESS EXCLUSION FLAG*Financial ratios shown separately from business review — not a fatwa
Debt ratio
N/A
Not available vs 30%
Cash ratio
N/A
Not available vs 30%
Receivables + cash
N/A
Not available vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-10-16. Financial period used: March 2026. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleBusiness exclusion flagSupplied classification requires attention
FTSE/Yasaar-styleBusiness exclusion flagSupplied classification requires attention
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityBusiness exclusion flagSupplied sector or industry classification matched an exclusion
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodMarch 2026Calculation date2026-10-16S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Business exclusion flag

The supplied classification (Credit Services) matches a prohibited-activity category.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style debt and cash reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from March 2026

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI Excluded — Credit Services BUSINESS EXCLUSION FLAG*
FTSE Excluded — Credit Services BUSINESS EXCLUSION FLAG*

Financial Highlights

P/E Ratio
22.2
Forward: 11.7
EPS
currency unverified 7.94
Dividend Yield
0.0%
P/B Ratio
2.2
EV/EBITDA
12.8
EV: USD 1.4B
Revenue
USD 536M
Growth: 4.8%
Beta
1.2
Average volatility
Current Ratio
10.4

Profitability

Gross Margin 69.2%
Operating Margin 15.3%
Net Margin 6.6%
Return on Equity (ROE) 9.9%
Return on Assets (ROA) 6.2%

Cash Flow & Balance Sheet

Operating Cash FlowUSD 259M
Free Cash FlowUSD 255M
Total DebtUSD 661M
Debt-to-Equity178.9
Current Ratio10.4
Total AssetsUSD 1.1B

Price & Trading

Last Close$176.96
50-Day MA$184.43
200-Day MA$161.12
Avg Volume92K
Beta1.2
52-Week Range
$110.00
$227.68

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-10-08 for the financial period March 2026. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About WORLD ACCEPTANCE CORP (WRLD)

CEO
Mr. John L. Calmes Jr.
Employees
2,907
Sector
Financial Services
Industry
Credit Services
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 822M
Currency
USD

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

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Frequently Asked Questions

Is WORLD ACCEPTANCE CORP (WRLD) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is WORLD ACCEPTANCE CORP's debt ratio?

WORLD ACCEPTANCE CORP's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are WORLD ACCEPTANCE CORP's key financial metrics?

WORLD ACCEPTANCE CORP has a market capitalization of USD 822M in its listing currency, trailing P/E ratio of 22.2, and revenue of USD 536M. The company maintains a gross margin of 69.2% and a net margin of 6.6%. Return on equity stands at 9.9%.

How often is the screening data updated?

Calculation date: 2026-10-16. Financial period: March 2026. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.