Is WOORI FINANCIAL GROUP INC. (WF) Halal?

NYSE Financial Services South Korea $16.0B
✗ NOT HALAL
Confidence: 95/100
WOORI FINANCIAL GROUP INC. (WF) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
8.1
Forward: 7.2
EPS
$8.08
Dividend Yield
406.0%
Payout: 31.4%
P/B Ratio
2.2
Revenue
$12.6T
Growth: 5.7%
Beta
0.7
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 27.8%
Net Margin 31.4%
Return on Equity (ROE) 8.8%
Return on Assets (ROA) 0.6%

Cash Flow & Balance Sheet

Operating Cash Flow-$6.1T
Free Cash Flow-$6.5T
Total Debt$82.1T
Total Assets$525.8T

Price & Trading

Last Close$65.25
50-Day MA$69.08
200-Day MA$58.19
Avg Volume81K
Beta0.7
52-Week Range
$29.44
$84.71

About WOORI FINANCIAL GROUP INC. (WF)

CEO
Mr. Jong-Yong Yim
Sector
Financial Services
Industry
Banks - Regional
Country
South Korea
Exchange
NYSE
Market Cap
$16.0B
Currency
USD

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

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Frequently Asked Questions

Is WOORI FINANCIAL GROUP INC. (WF) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), WOORI FINANCIAL GROUP INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is WOORI FINANCIAL GROUP INC.'s debt ratio?

WOORI FINANCIAL GROUP INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are WOORI FINANCIAL GROUP INC.'s key financial metrics?

WOORI FINANCIAL GROUP INC. has a market capitalization of $16.0B, trailing P/E ratio of 8.1, and revenue of $12.6T. Return on equity stands at 8.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.