Is VTEX (VTEX) Halal?

NYSE Technology Cayman Islands $663M
✗ NOT HALAL
Confidence: 90/100
VTEX (VTEX) is Not Halal under AAOIFI Standard 21. While the debt ratio of 0.5% is acceptable, the cash and interest-bearing securities ratio of 31.7% exceeds the 30% threshold. VTEX operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.5%
/ 30%
31.7%
/ 30%
9.3%
/ 30%
6.25%
/ 5%
✗ NOT HALAL
DJIM 0.5%
/ 33%
31.7%
/ 33%
9.3%
/ 33%
6.25%
/ 5%
✗ NOT HALAL
MSCI 0.9%
/ 33%
58.6%
/ 33%
17.1%
/ 33%
6.25%
/ 5%
✗ NOT HALAL
S&P 0.5%
/ 33%
31.7%
/ 33%
9.3%
/ 33%
6.25%
/ 5%
✗ NOT HALAL
FTSE 0.9%
/ 33%
58.6%
/ 33%
17.1%
/ 50%
6.25%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
34.8
Forward: 14.3
EPS
$0.11
P/B Ratio
2.8
EV/EBITDA
22.2
EV: $474M
Revenue
$241M
Growth: 10.5%
Beta
1.3
High volatility
Current Ratio
3.0

Profitability

Gross Margin 77.5%
Operating Margin 15.8%
Net Margin 8.3%
Return on Equity (ROE) 8.2%
Return on Assets (ROA) 3.2%

Cash Flow & Balance Sheet

Operating Cash Flow$33M
Free Cash Flow$32M
Total Debt$3M
Debt-to-Equity1.2
Current Ratio3.0
Total Assets$347M

Price & Trading

Last Close$3.97
50-Day MA$3.45
200-Day MA$4.38
Avg Volume1.2M
Beta1.3
52-Week Range
$2.84
$6.82

About VTEX (VTEX)

CEO
Mr. Geraldo do Carmo Thomaz Jr.
Employees
1,139
Website
Sector
Technology
Industry
Software - Application
Country
Cayman Islands
Exchange
NYSE
Market Cap
$663M
Currency
USD

VTEX, together with its subsidiaries, provides software-as-a-service digital commerce platform for enterprise brands and retailers. It provides VTEX platform that enables customers to execute commerce strategy, including building online stores, and integrating and managing orders across channels, as well as creating marketplaces to sell products from third-party vendors. The company also offers customer support services; and optional services, such as project management, solutions architecting, and implementation consulting services. It serves its products to home appliances, apparel and accessories, beauty and health, electronics, grocery, department stores, and toys and hobbies, as well as home, furniture, and decoration markets. The company has operations in Brazil, Argentina, Chile, Colombia, France, Italy, Mexico, Peru, Portugal, Romania, Spain, the United Kingdom, the United States, and internationally. VTEX was founded in 2000 and is headquartered in Grand Cayman, Cayman Islands.

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Frequently Asked Questions

Is VTEX (VTEX) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), VTEX is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is VTEX's debt ratio?

VTEX's debt ratio is 0.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.9%.

What are VTEX's key financial metrics?

VTEX has a market capitalization of $663M, trailing P/E ratio of 34.8, and revenue of $241M. The company maintains a gross margin of 77.5% and a net margin of 8.3%. Return on equity stands at 8.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.