VTEX (VTEX) Financial Ratio Screen

NYSE Technology Cayman Islands USD 663M
RATIOS FAIL*
Automated financial screen · activity assessed separately
VTEX (VTEX) is potentially non-compliant in the automated ratio model. While the debt ratio of 0.8% is acceptable, the cash and interest-bearing securities ratio of 55.4% exceeds the 30% threshold. VTEX operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

VTEX financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
0.8%
Pass vs 30%
Cash ratio
55.4%
Fail vs 30%
Receivables + cash
75.1%
Fail vs 30%
Impermissible income
1.5%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Software - Application) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: VTEX, together with its subsidiaries, provides software-as-a-service digital commerce platform for enterprise brands and retailers. It provides VTEX platform that enables customers to execute commerce strategy, including building online stores, and integrating and managing orders across channels, as well as creating marketplaces to sell products from third-party vendors. The company also offers customer support services; and optional services, such as project management, solutions architecting, and implementation consulting services. It serves its products to home appliances, apparel and accessories, beauty and health, electronics, grocery, department stores, and toys and hobbies, as well as home, furniture, and decoration markets. The company has operations in Brazil, Argentina, Chile, Colombia, France, Italy, Mexico, Peru, Portugal, Romania, Spain, the United Kingdom, the United States, and internationally. VTEX was founded in 2000 and is headquartered in Grand Cayman, Cayman Islands.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 0.8%
/ 30%
55.4%
/ 30%
75.1%
/ 30%
1.52%
/ 5%
RATIOS FAIL*
FTSE 0.8%
/ 33%
55.4%
/ 33%
75.1%
/ 50%
1.52%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
34.8
Forward: 14.3
EPS
$0.11
P/B Ratio
2.8
EV/EBITDA
22.2
EV: $474M
Revenue
$241M
Growth: 10.5%
Beta
1.3
High volatility
Current Ratio
3.0

Profitability

Gross Margin 77.5%
Operating Margin 15.8%
Net Margin 8.3%
Return on Equity (ROE) 8.2%
Return on Assets (ROA) 3.2%

Cash Flow & Balance Sheet

Operating Cash Flow$33M
Free Cash Flow$32M
Total Debt$3M
Debt-to-Equity1.2
Current Ratio3.0
Total Assets$347M

Price & Trading

Last Close$3.97
50-Day MA$3.45
200-Day MA$4.38
Avg Volume1.2M
Beta1.3
52-Week Range
$2.84
$6.82

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About VTEX (VTEX)

CEO
Mr. Geraldo do Carmo Thomaz Jr.
Employees
1,139
Website
Sector
Technology
Industry
Software - Application
Country
Cayman Islands
Exchange
NYSE
Market Cap (listing currency)
USD 663M
Currency
USD

VTEX, together with its subsidiaries, provides software-as-a-service digital commerce platform for enterprise brands and retailers. It provides VTEX platform that enables customers to execute commerce strategy, including building online stores, and integrating and managing orders across channels, as well as creating marketplaces to sell products from third-party vendors. The company also offers customer support services; and optional services, such as project management, solutions architecting, and implementation consulting services. It serves its products to home appliances, apparel and accessories, beauty and health, electronics, grocery, department stores, and toys and hobbies, as well as home, furniture, and decoration markets. The company has operations in Brazil, Argentina, Chile, Colombia, France, Italy, Mexico, Peru, Portugal, Romania, Spain, the United Kingdom, the United States, and internationally. VTEX was founded in 2000 and is headquartered in Grand Cayman, Cayman Islands.

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Frequently Asked Questions

Is VTEX (VTEX) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is VTEX's debt ratio?

VTEX's debt ratio is 0.8% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are VTEX's key financial metrics?

VTEX has a market capitalization of USD 663M in its listing currency, trailing P/E ratio of 34.8, and revenue of $241M. The company maintains a gross margin of 77.5% and a net margin of 8.3%. Return on equity stands at 8.2%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.