Is Volkswagen (VOW3) Halal?

XETRA Consumer Cyclical Germany $43.4B
✗ NOT HALAL
Confidence: 90/100
Volkswagen (VOW3) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 429.0% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Volkswagen operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 429.0%
/ 30%
160.3%
/ 30%
147.8%
/ 30%
0.74%
/ 5%
✗ NOT HALAL
DJIM 429.0%
/ 33%
160.3%
/ 33%
147.8%
/ 33%
0.74%
/ 5%
✗ NOT HALAL
MSCI 31.1%
/ 33%
11.6%
/ 33%
10.7%
/ 33%
0.74%
/ 5%
✓ HALAL
S&P 429.0%
/ 33%
160.3%
/ 33%
147.8%
/ 33%
0.74%
/ 5%
✗ NOT HALAL
FTSE 31.1%
/ 33%
11.6%
/ 33%
10.7%
/ 50%
0.74%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
6.5
Forward: 3.4
EPS
$13.29
Dividend Yield
608.0%
Payout: 47.9%
P/B Ratio
0.2
EV/EBITDA
10.7
EV: $258.7B
Revenue
$321.9B
Growth: -4.7%
Beta
1.0
Average volatility
Current Ratio
1.1

Profitability

Gross Margin 14.1%
Operating Margin 5.6%
Net Margin 2.3%
Return on Equity (ROE) 3.5%
Return on Assets (ROA) 1.3%

Cash Flow & Balance Sheet

Operating Cash Flow$15.0B
Free Cash Flow-$9.3B
Total Debt$196.4B
Debt-to-Equity130.4
Current Ratio1.1
Total Assets$644.5B

Price & Trading

Last CloseEUR 86.88
50-Day MAEUR 97.17
200-Day MAEUR 96.93
Avg Volume919K
Beta1.0
52-Week Range
EUR 81.68
EUR 108.90

About Volkswagen (VOW3)

CEO
Dr. Oliver Blume Ph.D.
Employees
556,958
Sector
Consumer Cyclical
Industry
Auto Manufacturers
Country
Germany
Exchange
XETRA
Market Cap
$43.4B
Currency
EUR

Volkswagen AG manufactures automobiles and commercial vehicles in Europe, Germany, North America, South America, the Asia-Pacific, and internationally. It operates through three segments: Passenger Cars and Light Commercial Vehicles; Commercial Vehicles; and Financial Services. The Passenger Cars and Light Commercial Vehicles segment develops vehicles, engines and motors, vehicle software, and vehicle batteries; produces and sells passenger cars and light commercial vehicles, and the parts. This segment also offers compact cars, luxury vehicles, and motorcycles, as well as mobility solutions. The Commercial Vehicles segment engages in the development of vehicles, engines, and motors; production and sale of trucks and buses, parts, and related services. The Financial Services segment engages in the dealership and customer financing, leasing, direct banking, and insurance activities; and provision of fleet management, and mobility services. In addition, the company is involved in the large-bore diesel engines, turbomachinery, and propulsion components businesses. It sells its products under the Volkswagen Passenger Cars, Škoda, SEAT/CUPRA, Volkswagen Commercial Vehicles, Audi, Lamborghini, Bentley, Ducati, Porsche, Scania, MAN, Volkswagen Truck & Bus, TRATON, and Bugatti Rimac, and international commercial vehicles brands to individual, corporate, and fleet customers. The company was founded in 1937 and is headquartered in Wolfsburg, Germany. Volkswagen AG operates as a subsidiary of Porsche Automobil Holding SE.

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Frequently Asked Questions

Is Volkswagen (VOW3) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Volkswagen is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Volkswagen's debt ratio?

Volkswagen's debt ratio is 429.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 31.1%.

What are Volkswagen's key financial metrics?

Volkswagen has a market capitalization of $43.4B, trailing P/E ratio of 6.5, and revenue of $321.9B. The company maintains a gross margin of 14.1% and a net margin of 2.3%. Return on equity stands at 3.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.