Is VISA INC. (V) Halal?
Shariah Screening — 5 Standards
Based on financial data from September 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 97.8% | |
| Operating Margin | 68.3% | |
| Net Margin | 50.2% | |
| Return on Equity (ROE) | 54.0% | |
| Return on Assets (ROA) | 18.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $23.1B |
| Free Cash Flow | $21.6B |
| Total Debt | $25.2B |
| Debt-to-Equity | 54.6 |
| Current Ratio | 1.1 |
| Total Assets | $99.6B |
Price & Trading
| Last Close | $305.53 |
| 50-Day MA | $317.94 |
| 200-Day MA | $337.74 |
| Avg Volume | 7.7M |
| Beta | 0.8 |
|
52-Week Range
$294.32
| |
About VISA INC. (V)
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
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Frequently Asked Questions
Is VISA INC. (V) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), VISA INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is VISA INC.'s debt ratio?
VISA INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are VISA INC.'s key financial metrics?
VISA INC. has a market capitalization of $569.8B, trailing P/E ratio of 27.8, and revenue of $40.0B. The company maintains a gross margin of 97.8% and a net margin of 50.2%. Return on equity stands at 54.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.