Is US BANCORP DE (USB-PA) Halal?

NYSE $1.3T
✗ NOT HALAL
Confidence: 90/100
US BANCORP DE (USB-PA) is Not Halal under AAOIFI Standard 21. The company's impermissible income ratio of 108.51% exceeds the 5% threshold allowed under AAOIFI.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 5.2%
/ 30%
3.6%
/ 30%
0.6%
/ 30%
108.51%
/ 5%
✗ NOT HALAL
DJIM 5.2%
/ 33%
3.6%
/ 33%
0.6%
/ 33%
108.51%
/ 5%
✗ NOT HALAL
MSCI 9.9%
/ 33%
6.8%
/ 33%
1.1%
/ 33%
108.51%
/ 5%
✗ NOT HALAL
S&P 5.2%
/ 33%
3.6%
/ 33%
0.6%
/ 33%
108.51%
/ 5%
✗ NOT HALAL
FTSE 9.9%
/ 33%
6.8%
/ 33%
1.1%
/ 50%
108.51%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
219.1
P/B Ratio
29.2
Revenue
$28.5B

Cash Flow & Balance Sheet

Operating Cash Flow$8.0B
Free Cash Flow$8.0B
Total Debt$68.4B
Total Assets$692.3B

Price & Trading

Last Close$758.95
50-Day MA$778.07
200-Day MA$801.03
Avg Volume1K
52-Week Range
$758.95
$866.00

About US BANCORP DE (USB-PA)

Exchange
NYSE
Market Cap
$1.3T
Currency
USD

Frequently Asked Questions

Is US BANCORP DE (USB-PA) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), US BANCORP DE is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is US BANCORP DE's debt ratio?

US BANCORP DE's debt ratio is 5.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 9.9%.

What are US BANCORP DE's key financial metrics?

US BANCORP DE has a market capitalization of $1.3T, trailing P/E ratio of 219.1, and revenue of $28.5B.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.