Is UMH PROPERTIES, INC. (UMH-PD) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 165.8% / 30% | 20.9% / 30% | 22.8% / 30% | 3.34% / 5% | ✗ NOT HALAL |
| DJIM | 165.8% / 33% | 20.9% / 33% | 22.8% / 33% | 3.34% / 5% | ✗ NOT HALAL |
| MSCI | 44.8% / 33% | 5.6% / 33% | 6.2% / 33% | 3.34% / 5% | ✗ NOT HALAL |
| S&P | 165.8% / 33% | 20.9% / 33% | 22.8% / 33% | 3.34% / 5% | ✗ NOT HALAL |
| FTSE | 44.8% / 33% | 5.6% / 33% | 6.2% / 50% | 3.34% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 54.6% | |
| Operating Margin | 20.7% | |
| Net Margin | 10.1% | |
| Return on Equity (ROE) | 2.9% | |
| Return on Assets (ROA) | 1.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $82M |
| Free Cash Flow | $82M |
| Total Debt | $761M |
| Debt-to-Equity | 84.2 |
| Current Ratio | 3.3 |
| Total Assets | $1.7B |
Price & Trading
| Last Close | $21.46 |
| 50-Day MA | $22.09 |
| 200-Day MA | $22.34 |
| Avg Volume | 12K |
| Beta | 1.0 |
|
52-Week Range
$20.99
| |
About UMH PROPERTIES, INC. (UMH-PD)
UMH Properties, Inc., which was organized in 1968, is a public equity REIT that currently owns and operates 145 manufactured home communities, containing approximately 27,000 developed homesites, of which 10,800 contain rental homes, and over 1,000 self-storage units. These communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Maryland, Michigan, Alabama, South Carolina, Florida and Georgia. Included in the 145 communities are two communities in Florida, containing 363 sites, and one community in Pennsylvania, containing 113 sites, that UMH has an ownership interest in and operates through its joint ventures with Nuveen Real Estate. UMH Properties, Inc. was incorporated in 1968 in Maryland, USA.
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Frequently Asked Questions
Is UMH PROPERTIES, INC. (UMH-PD) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), UMH PROPERTIES, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is UMH PROPERTIES, INC.'s debt ratio?
UMH PROPERTIES, INC.'s debt ratio is 165.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 44.8%.
What are UMH PROPERTIES, INC.'s key financial metrics?
UMH PROPERTIES, INC. has a market capitalization of $446M, trailing P/E ratio of 109.2, and revenue of $262M. The company maintains a gross margin of 54.6% and a net margin of 10.1%. Return on equity stands at 2.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.