Is UNITED GUARDIAN INC (UG) Halal?

NASDAQ Consumer Defensive United States $30M
✗ NOT HALAL
Confidence: 83/100
UNITED GUARDIAN INC (UG) is Not Halal under AAOIFI Standard 21. While the debt ratio of 0.0% is acceptable, the cash and interest-bearing securities ratio of 32.4% exceeds the 30% threshold. UNITED GUARDIAN INC operates in the Consumer Defensive sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.0%
/ 30%
32.4%
/ 30%
4.9%
/ 30%
3.79%
/ 5%
✗ NOT HALAL
DJIM 0.0%
/ 33%
32.4%
/ 33%
4.9%
/ 33%
3.79%
/ 5%
✓ HALAL
MSCI 0.0%
/ 33%
68.1%
/ 33%
10.4%
/ 33%
3.79%
/ 5%
✗ NOT HALAL
S&P 0.0%
/ 33%
32.4%
/ 33%
4.9%
/ 33%
3.79%
/ 5%
✓ HALAL
FTSE 0.0%
/ 33%
68.1%
/ 33%
10.4%
/ 50%
3.79%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
15.3
EPS
$0.43
Dividend Yield
800.0%
Payout: 139.5%
P/B Ratio
2.8
EV/EBITDA
9.4
EV: $20M
Revenue
$12M
Growth: -26.0%
Beta
1.0
Average volatility
Current Ratio
7.0

Profitability

Gross Margin 50.6%
Operating Margin 9.5%
Net Margin 19.5%
Return on Equity (ROE) 17.8%
Return on Assets (ROA) 10.2%

Cash Flow & Balance Sheet

Operating Cash Flow$3M
Free Cash Flow$3M
Current Ratio7.0
Total Assets$14M

Price & Trading

Last Close$6.25
50-Day MA$6.63
200-Day MA$7.22
Avg Volume9K
Beta1.0
52-Week Range
$5.58
$9.88

About UNITED GUARDIAN INC (UG)

CEO
Ms. Donna Vigilante
Employees
24
Website
Sector
Consumer Defensive
Industry
Household & Personal Products
Country
United States
Exchange
NASDAQ
Market Cap
$30M
Currency
USD

United-Guardian, Inc. develops, manufactures, sells, and markets specialty cosmetic ingredients, pharmaceutical products, medical lubricants, and sexual wellness ingredients in the United States and internationally. The company offers cosmetic ingredients, including LUBRAJEL, a line of multifunctional hydrogel formulations for personal care and medical products; B-122, a powdered lubricant used in the manufacture of certain cosmetics, such as pressed powders, eyeliners, and rouges, as well as some industrial products; ORCHID COMPLEX, an oil-based extract of orchids; and LUBRASIL II SB, a special formulation of Lubrajel in which silicone oil is incorporated into a Lubrajel base. It also provides medical lubricant products for catheter lubrication, medical devices, condom lubrication, and oral care under the Lubrajel brand, including Lubrajel MG, Lubrajel MGL, Lubrajel RRCG, Lubrajel RR, Lubrajel RC, Lubrajel RA, Lubrajel Fluid, Lubrajel LC, Lubrajel BA, and Lubrajel FACO. In addition, the company offers pharmaceutical products comprising RENACIDIN, a prescription to prevent and to dissolve calcifications in urethral catheters; and CLORPACTIN WCS-90, a chlorine-based drug, which is a topical antimicrobial and is also used in urology. Further, it provides sexual wellness ingredient products, which are hydrogel formulations designed to offer sensory enhancement, lubrication, and moisturization, such as Natrajel NT, Natrajel MA, Natrajel ON, and Natrajel TE product lines. United-Guardian, Inc. was founded in 1942 and is based in Hauppauge, New York.

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Frequently Asked Questions

Is UNITED GUARDIAN INC (UG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), UNITED GUARDIAN INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is UNITED GUARDIAN INC's debt ratio?

UNITED GUARDIAN INC's debt ratio is 0.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.0%.

What are UNITED GUARDIAN INC's key financial metrics?

UNITED GUARDIAN INC has a market capitalization of $30M, trailing P/E ratio of 15.3, and revenue of $12M. The company maintains a gross margin of 50.6% and a net margin of 19.5%. Return on equity stands at 17.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.