Is TWILIO INC (TWLO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 5.6% / 30% | 12.7% / 30% | 3.3% / 30% | 2.36% / 5% | ✓ HALAL |
| DJIM | 5.6% / 33% | 12.7% / 33% | 3.3% / 33% | 2.36% / 5% | ✓ HALAL |
| MSCI | 11.1% / 33% | 25.3% / 33% | 6.5% / 33% | 2.36% / 5% | ✓ HALAL |
| S&P | 5.6% / 33% | 12.7% / 33% | 3.3% / 33% | 2.36% / 5% | ✓ HALAL |
| FTSE | 11.1% / 33% | 25.3% / 33% | 6.5% / 50% | 2.36% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 48.9% | |
| Operating Margin | 5.4% | |
| Net Margin | 0.7% | |
| Return on Equity (ROE) | 0.4% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.0B |
| Free Cash Flow | $945M |
| Total Debt | $1.1B |
| Debt-to-Equity | 13.8 |
| Current Ratio | 4.0 |
| Total Assets | $9.8B |
Price & Trading
| Last Close | $126.10 |
| 50-Day MA | $120.92 |
| 200-Day MA | $119.65 |
| Avg Volume | 2.4M |
| Beta | 1.4 |
|
52-Week Range
$77.51
| |
About TWILIO INC (TWLO)
Twilio Inc., together with its subsidiaries, provides customer engagement platform solutions in the United States and internationally. The company provides various application programming interfaces and software solutions for communications between customers and end users, including messaging, voice, email, video interactions, digital engagement centers, marketing campaigns, and user authentication and identity solutions. It also offers software products to build direct and personalized relationships with their end users, such as Segment, a platform that provides tools to harness the power of contextual data by unifying real-time information collected throughout each customer's journey into a unique profile. Twilio Inc. was incorporated in 2008 and is headquartered in San Francisco, California.
Purification Calculator
As a halal stock with 2.36% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is TWILIO INC (TWLO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), TWILIO INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is TWILIO INC's debt ratio?
TWILIO INC's debt ratio is 5.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 11.1%.
Does TWILIO INC require dividend purification?
Yes, TWILIO INC has an impermissible income ratio of 2.36%, which means 2.36% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are TWILIO INC's key financial metrics?
TWILIO INC has a market capitalization of $18.2B, trailing P/E ratio of 545.4, and revenue of $5.1B. The company maintains a gross margin of 48.9% and a net margin of 0.7%. Return on equity stands at 0.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.