TTEC Holdings, Inc. (TTEC) Financial Ratio Screen

NASDAQ Technology United States USD 108M
RATIOS FAIL*
Automated financial screen · activity assessed separately
TTEC Holdings, Inc. (TTEC) is potentially non-compliant in the automated ratio model. The company's debt ratio of 66.7% exceeds the 30% MSCI new-inclusion threshold relative to total assets. TTEC Holdings, Inc. operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

TTEC financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
66.7%
Fail vs 30%
Cash ratio
5.5%
Pass vs 30%
Receivables + cash
36.6%
Fail vs 30%
Impermissible income
0.4%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Information Technology Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: TTEC Holdings, Inc. operates as a customer experience (CX) company that designs, builds, and operates technology-enabled customer experiences across live interaction channels. It operates through TTEC Digital and TTEC Engage segments. The TTEC Digital segment provides CX technologies for contact center as a service, customer relationship management, and artificial intelligence (AI) and analytics; creates and implements strategic CX transformation roadmaps; sells, operates, and provides managed services for cloud platforms and premise based CX technologies; creates proprietary IP to support industry specific and custom client needs; and offers CX consulting services. The TTEC Engage segment provides digitally enabled CX operational and managed services; delivers data-driven omnichannel customer care, customer acquisition, growth and retention services, tech support, fraud mitigation, and back-office solutions; and offers solutions for AI operations, including data annotation and labeling. It serves clients in the financial services, healthcare, public sector, communication, technology, media and entertainment, travel and hospitality, automotive, and retail industries. The company operates in the United States, Canada, the Philippines, the Asia Pacific, India, Europe, the Middle East, Africa, and Latin America. The company was formerly known as TeleTech Holdings, Inc. and changed its name to TTEC Holdings, Inc. in May 1996. TTEC Holdings, Inc. was founded in 1982 and is headquartered in Austin, Texas.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 66.7%
/ 30%
5.5%
/ 30%
36.6%
/ 30%
0.44%
/ 5%
RATIOS FAIL*
FTSE 66.7%
/ 33%
5.5%
/ 33%
36.6%
/ 50%
0.44%
/ 5%
RATIOS FAIL*

Financial Highlights

EPS
$-3.99
P/B Ratio
1.1
EV/EBITDA
5.6
EV: $1.0B
Revenue
$2.1B
Growth: 0.4%
Beta
1.0
Average volatility
Current Ratio
1.9

Profitability

Gross Margin 23.6%
Operating Margin 6.3%
Net Margin -9.0%
Return on Equity (ROE) -97.1%
Return on Assets (ROA) 3.8%

Cash Flow & Balance Sheet

Operating Cash Flow$121M
Free Cash Flow$83M
Total Debt$1.0B
Debt-to-Equity887.2
Current Ratio1.9
Total Assets$1.5B

Price & Trading

Last Close$2.31
50-Day MA$2.77
200-Day MA$3.58
Avg Volume507K
Beta1.0
52-Week Range
$1.98
$5.60

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About TTEC Holdings, Inc. (TTEC)

CEO
Mr. Kenneth D. Tuchman
Employees
51,000
Sector
Technology
Industry
Information Technology Services
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 108M
Currency
USD

TTEC Holdings, Inc. operates as a customer experience (CX) company that designs, builds, and operates technology-enabled customer experiences across live interaction channels. It operates through TTEC Digital and TTEC Engage segments. The TTEC Digital segment provides CX technologies for contact center as a service, customer relationship management, and artificial intelligence (AI) and analytics; creates and implements strategic CX transformation roadmaps; sells, operates, and provides managed services for cloud platforms and premise based CX technologies; creates proprietary IP to support industry specific and custom client needs; and offers CX consulting services. The TTEC Engage segment provides digitally enabled CX operational and managed services; delivers data-driven omnichannel customer care, customer acquisition, growth and retention services, tech support, fraud mitigation, and back-office solutions; and offers solutions for AI operations, including data annotation and labeling. It serves clients in the financial services, healthcare, public sector, communication, technology, media and entertainment, travel and hospitality, automotive, and retail industries. The company operates in the United States, Canada, the Philippines, the Asia Pacific, India, Europe, the Middle East, Africa, and Latin America. The company was formerly known as TeleTech Holdings, Inc. and changed its name to TTEC Holdings, Inc. in May 1996. TTEC Holdings, Inc. was founded in 1982 and is headquartered in Austin, Texas.

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Frequently Asked Questions

Is TTEC Holdings, Inc. (TTEC) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is TTEC Holdings, Inc.'s debt ratio?

TTEC Holdings, Inc.'s debt ratio is 66.7% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are TTEC Holdings, Inc.'s key financial metrics?

TTEC Holdings, Inc. has a market capitalization of USD 108M in its listing currency, and revenue of $2.1B. The company maintains a gross margin of 23.6% and a net margin of -9.0%. Return on equity stands at -97.1%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.