Is TTEC Holdings, Inc. (TTEC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 757.3% / 30% | 62.8% / 30% | 353.1% / 30% | 0.44% / 5% | ✗ NOT HALAL |
| DJIM | 757.3% / 33% | 62.8% / 33% | 353.1% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| MSCI | 66.7% / 33% | 5.5% / 33% | 31.1% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| S&P | 757.3% / 33% | 62.8% / 33% | 353.1% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| FTSE | 66.7% / 33% | 5.5% / 33% | 31.1% / 50% | 0.44% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 23.6% | |
| Operating Margin | 6.3% | |
| Net Margin | -9.0% | |
| Return on Equity (ROE) | -97.1% | |
| Return on Assets (ROA) | 3.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $121M |
| Free Cash Flow | $83M |
| Total Debt | $1.0B |
| Debt-to-Equity | 887.2 |
| Current Ratio | 1.9 |
| Total Assets | $1.5B |
Price & Trading
| Last Close | $2.31 |
| 50-Day MA | $2.77 |
| 200-Day MA | $3.58 |
| Avg Volume | 507K |
| Beta | 1.0 |
|
52-Week Range
$1.98
| |
About TTEC Holdings, Inc. (TTEC)
TTEC Holdings, Inc. operates as a customer experience (CX) company that designs, builds, and operates technology-enabled customer experiences across live interaction channels. It operates through TTEC Digital and TTEC Engage segments. The TTEC Digital segment provides CX technologies for contact center as a service, customer relationship management, and artificial intelligence (AI) and analytics; creates and implements strategic CX transformation roadmaps; sells, operates, and provides managed services for cloud platforms and premise based CX technologies; creates proprietary IP to support industry specific and custom client needs; and offers CX consulting services. The TTEC Engage segment provides digitally enabled CX operational and managed services; delivers data-driven omnichannel customer care, customer acquisition, growth and retention services, tech support, fraud mitigation, and back-office solutions; and offers solutions for AI operations, including data annotation and labeling. It serves clients in the financial services, healthcare, public sector, communication, technology, media and entertainment, travel and hospitality, automotive, and retail industries. The company operates in the United States, Canada, the Philippines, the Asia Pacific, India, Europe, the Middle East, Africa, and Latin America. The company was formerly known as TeleTech Holdings, Inc. and changed its name to TTEC Holdings, Inc. in May 1996. TTEC Holdings, Inc. was founded in 1982 and is headquartered in Austin, Texas.
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Frequently Asked Questions
Is TTEC Holdings, Inc. (TTEC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), TTEC Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is TTEC Holdings, Inc.'s debt ratio?
TTEC Holdings, Inc.'s debt ratio is 757.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 66.7%.
What are TTEC Holdings, Inc.'s key financial metrics?
TTEC Holdings, Inc. has a market capitalization of $108M, and revenue of $2.1B. The company maintains a gross margin of 23.6% and a net margin of -9.0%. Return on equity stands at -97.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.