Is TRAVELERS COMPANIES, INC. (TRV) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 29.4% | |
| Operating Margin | 25.9% | |
| Net Margin | 12.9% | |
| Return on Equity (ROE) | 20.7% | |
| Return on Assets (ROA) | 3.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $10.6B |
| Free Cash Flow | $10.6B |
| Total Debt | $9.3B |
| Debt-to-Equity | 28.9 |
| Current Ratio | 0.4 |
| Total Assets | $143.7B |
Price & Trading
| Last Close | $291.13 |
| 50-Day MA | $295.09 |
| 200-Day MA | $279.38 |
| Avg Volume | 1.6M |
| Beta | 0.5 |
|
52-Week Range
$230.43
| |
About TRAVELERS COMPANIES, INC. (TRV)
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
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Frequently Asked Questions
Is TRAVELERS COMPANIES, INC. (TRV) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), TRAVELERS COMPANIES, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is TRAVELERS COMPANIES, INC.'s debt ratio?
TRAVELERS COMPANIES, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are TRAVELERS COMPANIES, INC.'s key financial metrics?
TRAVELERS COMPANIES, INC. has a market capitalization of $63.6B, trailing P/E ratio of 10.4, and revenue of $48.8B. The company maintains a gross margin of 29.4% and a net margin of 12.9%. Return on equity stands at 20.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.