Is Titan Machinery Inc. (TITN) Halal?

NASDAQ Industrials United States $376M
✗ NOT HALAL
Confidence: 90/100
Titan Machinery Inc. (TITN) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 237.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Titan Machinery Inc. operates in the Industrials sector.

Shariah Screening — 5 Standards

Based on financial data from January 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 237.2%
/ 30%
8.5%
/ 30%
28.4%
/ 30%
0.07%
/ 5%
✗ NOT HALAL
DJIM 237.2%
/ 33%
8.5%
/ 33%
28.4%
/ 33%
0.07%
/ 5%
✗ NOT HALAL
MSCI 55.2%
/ 33%
2.0%
/ 33%
6.6%
/ 33%
0.07%
/ 5%
✗ NOT HALAL
S&P 237.2%
/ 33%
8.5%
/ 33%
28.4%
/ 33%
0.07%
/ 5%
✗ NOT HALAL
FTSE 55.2%
/ 33%
2.0%
/ 33%
6.6%
/ 50%
0.07%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-2.38
P/B Ratio
0.6
EV/EBITDA
33.4
EV: $1.2B
Revenue
$2.7B
Growth: -15.5%
Beta
1.2
High volatility
Current Ratio
1.4

Profitability

Gross Margin 15.8%
Operating Margin -1.4%
Net Margin -2.2%
Return on Equity (ROE) -9.1%
Return on Assets (ROA) -0.1%

Cash Flow & Balance Sheet

Operating Cash Flow$70M
Free Cash Flow$18M
Total Debt$1.0B
Debt-to-Equity142.6
Current Ratio1.4
Total Assets$1.8B

Price & Trading

Last Close$16.20
50-Day MA$17.63
200-Day MA$17.82
Avg Volume182K
Beta1.2
52-Week Range
$13.21
$23.41

About Titan Machinery Inc. (TITN)

CEO
Mr. Bryan J. Knutson
Sector
Industrials
Industry
Industrial Distribution
Country
United States
Exchange
NASDAQ
Market Cap
$376M
Currency
USD

Titan Machinery Inc. owns and operates a network of full service agricultural and construction equipment stores in the United States, Europe, and Australia. The company operates through four segments: Agriculture, Construction, Europe, and Australia. It sells new and used equipment, including agricultural and construction equipment manufactured under the CNH Industrial family of brands, as well as equipment from various other manufacturers. The company's agricultural equipment includes machinery and attachments for use in the production of food, fiber, feed grain, feed stock, and renewable energy; and home and garden applications, as well as maintenance of commercial, residential, and government properties. It's construction equipment comprises heavy construction machinery, light industrial machinery for commercial and residential construction, and road and highway construction machinery. The company also sells maintenance and replacement parts. In addition, it offers repair and maintenance services that include warranty repairs, off-site and on-site repair services, scheduling off-season maintenance services, and notifying customers of periodic service requirements; and training programs to customers. Further, the company rents equipment; and provides ancillary equipment support services, such as equipment transportation, global positioning system signal subscriptions and other precision farming products, farm data management products, and industrial finance and insurance products. It operates in Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, South Dakota, Washington, Wisconsin, and Wyoming, the United States; Bulgaria, Germany, Romania, and Ukraine, Europe; and New South Wales, South Australia, and Victoria, Australia. The company was founded in 1980 and is headquartered in West Fargo, North Dakota.

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Frequently Asked Questions

Is Titan Machinery Inc. (TITN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Titan Machinery Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Titan Machinery Inc.'s debt ratio?

Titan Machinery Inc.'s debt ratio is 237.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 55.2%.

What are Titan Machinery Inc.'s key financial metrics?

Titan Machinery Inc. has a market capitalization of $376M, and revenue of $2.7B. The company maintains a gross margin of 15.8% and a net margin of -2.2%. Return on equity stands at -9.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.