Is Texas Community Bancshares, Inc. (TCBS) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 24.6% | |
| Net Margin | 18.3% | |
| Return on Equity (ROE) | 5.4% | |
| Return on Assets (ROA) | 0.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2M |
| Free Cash Flow | $740,000 |
| Total Debt | $50M |
| Total Assets | $443M |
Price & Trading
| Last Close | $17.51 |
| 50-Day MA | $16.88 |
| 200-Day MA | $16.41 |
| Avg Volume | 2K |
|
52-Week Range
$15.01
| |
About Texas Community Bancshares, Inc. (TCBS)
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also originates one- to four-family residential mortgage loans, commercial real estate, multi-family, construction and land, automobiles, recreational and all-terrain vehicles, boats, agricultural, and commercial loans. The company was founded in 1934 and is headquartered in Mineola, Texas.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is Texas Community Bancshares, Inc. (TCBS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Texas Community Bancshares, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Texas Community Bancshares, Inc.'s debt ratio?
Texas Community Bancshares, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Texas Community Bancshares, Inc.'s key financial metrics?
Texas Community Bancshares, Inc. has a market capitalization of $51M, trailing P/E ratio of 17.8, and revenue of $11M. Return on equity stands at 5.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.