Is Savers Value Village, Inc. (SVV) Halal?

NYSE Consumer Cyclical United States $1.1B
✗ NOT HALAL
Confidence: 90/100
Savers Value Village, Inc. (SVV) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 101.3% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Savers Value Village, Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 101.3%
/ 30%
6.3%
/ 30%
1.3%
/ 30%
1.17%
/ 5%
✗ NOT HALAL
DJIM 101.3%
/ 33%
6.3%
/ 33%
1.3%
/ 33%
1.17%
/ 5%
✗ NOT HALAL
MSCI 68.7%
/ 33%
4.3%
/ 33%
0.9%
/ 33%
1.17%
/ 5%
✗ NOT HALAL
S&P 101.3%
/ 33%
6.3%
/ 33%
1.3%
/ 33%
1.17%
/ 5%
✗ NOT HALAL
FTSE 68.7%
/ 33%
4.3%
/ 33%
0.9%
/ 50%
1.17%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
50.9
Forward: 12.0
EPS
$0.14
P/B Ratio
2.5
EV/EBITDA
11.3
EV: $2.4B
Revenue
$1.7B
Growth: 15.6%
Beta
1.0
Average volatility
Current Ratio
0.8

Profitability

Gross Margin 55.3%
Operating Margin 11.6%
Net Margin 1.3%
Return on Equity (ROE) 5.3%
Return on Assets (ROA) 4.3%

Cash Flow & Balance Sheet

Operating Cash Flow$167M
Free Cash Flow$49M
Total Debt$1.4B
Debt-to-Equity322.6
Current Ratio0.8
Total Assets$2.0B

Price & Trading

Last Close$7.31
50-Day MA$9.58
200-Day MA$10.48
Avg Volume1000K
Beta1.0
52-Week Range
$6.68
$13.89

About Savers Value Village, Inc. (SVV)

CEO
Mr. Mark T. Walsh
Employees
24,000
Sector
Consumer Cyclical
Industry
Specialty Retail
Country
United States
Exchange
NYSE
Market Cap
$1.1B
Currency
USD

Savers Value Village, Inc., a thrift operator, sells second-hand merchandise in retail stores in the United States, Canada, and Australia. It purchases secondhand textiles, including clothing, bedding, and bath items; shoes; accessories; housewares; books; and other goods from non-profit partners and then processes, selects, prices, merchandises, and sells them in its stores. The company operates stores under the Savers, Value Village, Value Village Boutique, Village des Valeurs, Unique, and 2nd Avenue brands. It serves retail and wholesale customers. The company was formerly known as S-Evergreen Holding LLC and changed its name to Savers Value Village, Inc. in January 2022. Savers Value Village, Inc. was founded in 1954 and is based in Bellevue, Washington.

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Frequently Asked Questions

Is Savers Value Village, Inc. (SVV) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Savers Value Village, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Savers Value Village, Inc.'s debt ratio?

Savers Value Village, Inc.'s debt ratio is 101.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 68.7%.

What are Savers Value Village, Inc.'s key financial metrics?

Savers Value Village, Inc. has a market capitalization of $1.1B, trailing P/E ratio of 50.9, and revenue of $1.7B. The company maintains a gross margin of 55.3% and a net margin of 1.3%. Return on equity stands at 5.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.