Is StoneCo Ltd. (STNE) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 351.3% / 30% | 396.4% / 30% | 841.5% / 30% | 4.07% / 5% | ✗ NOT HALAL |
| DJIM | 351.3% / 33% | 396.4% / 33% | 841.5% / 33% | 4.07% / 5% | ✗ NOT HALAL |
| MSCI | 23.5% / 33% | 26.5% / 33% | 56.3% / 33% | 4.07% / 5% | ✗ NOT HALAL |
| S&P | 351.3% / 33% | 396.4% / 33% | 841.5% / 33% | 4.07% / 5% | ✗ NOT HALAL |
| FTSE | 23.5% / 33% | 26.5% / 33% | 56.3% / 50% | 4.07% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 74.9% | |
| Operating Margin | 46.3% | |
| Net Margin | 17.3% | |
| Return on Equity (ROE) | 20.8% | |
| Return on Assets (ROA) | 7.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$3.6B |
| Free Cash Flow | -$4.9B |
| Total Debt | $12.9B |
| Debt-to-Equity | 159.3 |
| Current Ratio | 1.4 |
| Total Assets | $54.8B |
Price & Trading
| Last Close | $14.00 |
| 50-Day MA | $15.55 |
| 200-Day MA | $15.96 |
| Avg Volume | 5.3M |
| Beta | 1.9 |
|
52-Week Range
$9.83
| |
About StoneCo Ltd. (STNE)
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer hyper-local sales and services; and sells solutions to brick-and-mortar and digital merchants through sales team. The company served small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.
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Frequently Asked Questions
Is StoneCo Ltd. (STNE) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), StoneCo Ltd. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is StoneCo Ltd.'s debt ratio?
StoneCo Ltd.'s debt ratio is 351.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 23.5%.
What are StoneCo Ltd.'s key financial metrics?
StoneCo Ltd. has a market capitalization of $3.4B, trailing P/E ratio of 7.1. The company maintains a gross margin of 74.9% and a net margin of 17.3%. Return on equity stands at 20.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.