Is STEWART INFORMATION SERVICES CORP (STC) Halal?

NYSE Financial Services United States $1.8B
✗ NOT HALAL
Confidence: 95/100
STEWART INFORMATION SERVICES CORP (STC) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Property & Casualty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
DJIM Excluded — Insurance - Property & Casualty ✗ NOT HALAL
MSCI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
S&P Excluded — Insurance - Property & Casualty ✗ NOT HALAL
FTSE Excluded — Insurance - Property & Casualty ✗ NOT HALAL

Financial Highlights

P/E Ratio
14.6
Forward: 7.8
EPS
$4.05
Dividend Yield
356.0%
Payout: 50.6%
P/B Ratio
1.1
EV/EBITDA
8.8
EV: $2.2B
Revenue
$2.9B
Growth: 19.7%
Beta
1.0
Average volatility
Current Ratio
1.8

Profitability

Gross Margin 61.4%
Operating Margin 7.8%
Net Margin 3.9%
Return on Equity (ROE) 8.5%
Return on Assets (ROA) 4.0%

Cash Flow & Balance Sheet

Operating Cash Flow$206M
Free Cash Flow$132M
Total Debt$769M
Debt-to-Equity46.6
Current Ratio1.8
Total Assets$3.3B

Price & Trading

Last Close$59.38
50-Day MA$66.43
200-Day MA$68.90
Avg Volume254K
Beta1.0
52-Week Range
$56.39
$78.61

About STEWART INFORMATION SERVICES CORP (STC)

CEO
Mr. Frederick Henry Eppinger Jr.
Employees
7,800
Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States
Exchange
NYSE
Market Cap
$1.8B
Currency
USD

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

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Frequently Asked Questions

Is STEWART INFORMATION SERVICES CORP (STC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), STEWART INFORMATION SERVICES CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is STEWART INFORMATION SERVICES CORP's debt ratio?

STEWART INFORMATION SERVICES CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are STEWART INFORMATION SERVICES CORP's key financial metrics?

STEWART INFORMATION SERVICES CORP has a market capitalization of $1.8B, trailing P/E ratio of 14.6, and revenue of $2.9B. The company maintains a gross margin of 61.4% and a net margin of 3.9%. Return on equity stands at 8.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.