Is Standard Chartered (STAN) Halal?

LSE Financial Services United Kingdom $34.1B
✗ NOT HALAL
Confidence: 95/100
Standard Chartered (STAN) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.8
Forward: 7.6
EPS
$1.42
Dividend Yield
297.0%
Payout: 21.3%
P/B Ratio
101.5
Revenue
$20.6B
Growth: 2.3%
Beta
0.4
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 20.4%
Net Margin 25.1%
Return on Equity (ROE) 9.6%
Return on Assets (ROA) 0.6%

Cash Flow & Balance Sheet

Operating Cash Flow$36.8B
Free Cash Flow$35.5B
Total Debt$105.4B
Total Assets$920.0B

Price & Trading

Last CloseGBp 1,554.50
50-Day MAGBp 1,740.39
200-Day MAGBp 1,555.58
Avg Volume5.7M
Beta0.4
52-Week Range
GBp 872.80
GBp 1,924.00

About Standard Chartered (STAN)

CEO
Mr. William Thomas Winters CBE
Employees
81,514
Website
Sector
Financial Services
Industry
Banks - Diversified
Country
United Kingdom
Exchange
LSE
Market Cap
$34.1B
Currency
GBp

Standard Chartered PLC, together with its subsidiaries, provides various banking products and services in Asia, Africa, the Middle East, Europe, and the Americas. The company operates in three segments: Corporate & Investment Banking, Wealth & Retail Banking, and Ventures. It offers retail products, such as deposits, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, bancassurance, and wealth advice; and transaction banking services, such as cash management, working capital, trade financing, securities and prime services, and payments and liquidity products. The company also provides mergers and acquisitions, leveraged and acquisition finance, infrastructure and development finance, fund finance, and transportation and sustainable finance solutions. In addition, it offers international banking, private banking, priority banking, wealth solutions, financing for SMEs, and Islamic banking products. Further, the company provides financial markets products and services that comprise financing and investment ideas; risk management and investment solutions; foreign exchange, rates, credit, and structured products; capital raising solutions; and sales and structuring, as well as digital banking solutions. It serves financial institutions, governments, banks, investors, corporations, small to medium-sized businesses, and individuals. Standard Chartered PLC was founded in 1853 and is headquartered in London, the United Kingdom.

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Frequently Asked Questions

Is Standard Chartered (STAN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Standard Chartered is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Standard Chartered's debt ratio?

Standard Chartered's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Standard Chartered's key financial metrics?

Standard Chartered has a market capitalization of $34.1B, trailing P/E ratio of 10.8, and revenue of $20.6B. Return on equity stands at 9.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.