Is Swiss Re (SREN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Reinsurance | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Reinsurance | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Reinsurance | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Reinsurance | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Reinsurance | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 19.1% | |
| Operating Margin | 7.7% | |
| Net Margin | 11.1% | |
| Return on Equity (ROE) | 19.4% | |
| Return on Assets (ROA) | 3.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $3.1B |
| Free Cash Flow | $3.1B |
| Total Debt | $8.5B |
| Debt-to-Equity | 35.8 |
| Current Ratio | 2.8 |
| Total Assets | $134.0B |
Price & Trading
| Last Close | CHF 127.70 |
| 50-Day MA | CHF 127.86 |
| 200-Day MA | CHF 138.09 |
| Avg Volume | 901K |
| Beta | 0.4 |
|
52-Week Range
CHF 121.05
| |
About Swiss Re (SREN)
Swiss Re AG, together with its subsidiaries, provides reinsurance, insurance, other insurance-based forms of risk transfer, and other insurance-related services worldwide. The company operates through Property & Casualty Reinsurance, Life & Health Reinsurance, and Corporate Solutions segments. The Property & Casualty Reinsurance segment underwrites property reinsurance, including property, credit, surety and political, engineering and project, aviation, marine, agriculture, renewable energy, retakaful, and facultative reinsurance solutions; and casualty reinsurance, such as liability, motor, worker's compensation, personal accident, management and professional liability, cyber, and facultative reinsurance solutions. Its Life & Health Reinsurance segment underwrites life and health insurance products. The Corporate Solutions segment offers standard risk transfer covers and multi-line programs to customized solutions. It serves stock and mutual insurance companies, public sector and governmental entities, mid-sized and large corporations, and individuals. The company was founded in 1863 and is headquartered in Zurich, Switzerland.
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Frequently Asked Questions
Is Swiss Re (SREN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Swiss Re is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Swiss Re's debt ratio?
Swiss Re's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Swiss Re's key financial metrics?
Swiss Re has a market capitalization of $37.9B, trailing P/E ratio of 10.4, and revenue of $46.5B. The company maintains a gross margin of 19.1% and a net margin of 11.1%. Return on equity stands at 19.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.