Is Swiss Life (SLHN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 35.0% | |
| Operating Margin | 16.5% | |
| Net Margin | 10.5% | |
| Return on Equity (ROE) | 16.6% | |
| Return on Assets (ROA) | 0.5% |
Cash Flow & Balance Sheet
| Free Cash Flow | $1.6B |
| Total Debt | $9.9B |
| Debt-to-Equity | 198.6 |
| Current Ratio | 5.6 |
| Total Assets | $219.1B |
Price & Trading
| Last Close | CHF 837.60 |
| 50-Day MA | CHF 848.42 |
| 200-Day MA | CHF 858.21 |
| Avg Volume | 65K |
| Beta | 0.6 |
|
52-Week Range
CHF 660.00
| |
About Swiss Life (SLHN)
Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a various life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, health, and payment protection insurance products. In addition, the company manages assets and provides advisory services. Further, it engages in the private equity, information technology, real estate, finance, banking, reinsurance, brokering, staff restaurant/canteen, and investment funds businesses. Additionally, the company distributes its products through its sales force and distribution partners. It provides its products under the Swiss Life Select, Tecis, Horbach, Proventus, and Chase de Vere brands. The company also operates in the United Kingdom and Luxembourg. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.
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Frequently Asked Questions
Is Swiss Life (SLHN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Swiss Life is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Swiss Life's debt ratio?
Swiss Life's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Swiss Life's key financial metrics?
Swiss Life has a market capitalization of $23.4B, trailing P/E ratio of 19.3, and revenue of $13.6B. The company maintains a gross margin of 35.0% and a net margin of 10.5%. Return on equity stands at 16.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.