Is SEACOAST BANKING CORP OF FLORIDA (SBCF) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 43.8% | |
| Net Margin | 24.2% | |
| Return on Equity (ROE) | 5.5% | |
| Return on Assets (ROA) | 0.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $188M |
| Free Cash Flow | $179M |
| Total Debt | $948M |
| Total Assets | $20.8B |
Price & Trading
| Last Close | $29.94 |
| 50-Day MA | $32.30 |
| 200-Day MA | $30.67 |
| Avg Volume | 758K |
| Beta | 0.9 |
|
52-Week Range
$21.36
| |
About SEACOAST BANKING CORP OF FLORIDA (SBCF)
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
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Frequently Asked Questions
Is SEACOAST BANKING CORP OF FLORIDA (SBCF) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), SEACOAST BANKING CORP OF FLORIDA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is SEACOAST BANKING CORP OF FLORIDA's debt ratio?
SEACOAST BANKING CORP OF FLORIDA's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are SEACOAST BANKING CORP OF FLORIDA's key financial metrics?
SEACOAST BANKING CORP OF FLORIDA has a market capitalization of $2.9B, trailing P/E ratio of 18.7, and revenue of $653M. Return on equity stands at 5.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.