Is SAIA INC (SAIA) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 3.2% / 30% | 0.2% / 30% | 3.8% / 30% | 0.0% / 5% | ✓ HALAL |
| DJIM | 3.2% / 33% | 0.2% / 33% | 3.8% / 33% | 0.0% / 5% | ✓ HALAL |
| MSCI | 8.8% / 33% | 0.6% / 33% | 10.5% / 33% | 0.0% / 5% | ✓ HALAL |
| S&P | 3.2% / 33% | 0.2% / 33% | 3.8% / 33% | 0.0% / 5% | ✓ HALAL |
| FTSE | 8.8% / 33% | 0.6% / 33% | 10.5% / 50% | 0.0% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 23.7% | |
| Operating Margin | 6.5% | |
| Net Margin | 7.9% | |
| Return on Equity (ROE) | 10.4% | |
| Return on Assets (ROA) | 6.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $595M |
| Free Cash Flow | $27M |
| Total Debt | $305M |
| Debt-to-Equity | 11.8 |
| Current Ratio | 1.6 |
| Total Assets | $3.5B |
Price & Trading
| Last Close | $336.78 |
| 50-Day MA | $366.44 |
| 200-Day MA | $318.30 |
| Avg Volume | 552K |
| Beta | 2.0 |
|
52-Week Range
$229.12
| |
About SAIA INC (SAIA)
Saia, Inc., together with its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 100 and 10,000 pounds. It also offers other value-added services, including brokered truckload, expedited transportation, and other logistics services. As of December 31, 2025, it operated 213 owned and leased terminals; and owned approximately 7,700 tractors and 26,500 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2002. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.
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Frequently Asked Questions
Is SAIA INC (SAIA) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), SAIA INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is SAIA INC's debt ratio?
SAIA INC's debt ratio is 3.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 8.8%.
What are SAIA INC's key financial metrics?
SAIA INC has a market capitalization of $8.9B, trailing P/E ratio of 35.1, and revenue of $3.2B. The company maintains a gross margin of 23.7% and a net margin of 7.9%. Return on equity stands at 10.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.