Is RISKIFIED LTD. (RSKD) Halal?

NYSE Technology United States $622M
✗ NOT HALAL
Confidence: 90/100
RISKIFIED LTD. (RSKD) is Not Halal under AAOIFI Standard 21. While the debt ratio of 3.7% is acceptable, the cash and interest-bearing securities ratio of 51.2% exceeds the 30% threshold. RISKIFIED LTD. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 3.7%
/ 30%
51.2%
/ 30%
6.5%
/ 30%
0.25%
/ 5%
✗ NOT HALAL
DJIM 3.7%
/ 33%
51.2%
/ 33%
6.5%
/ 33%
0.25%
/ 5%
✗ NOT HALAL
MSCI 5.6%
/ 33%
75.8%
/ 33%
9.6%
/ 33%
0.25%
/ 5%
✗ NOT HALAL
S&P 3.7%
/ 33%
51.2%
/ 33%
6.5%
/ 33%
0.25%
/ 5%
✗ NOT HALAL
FTSE 5.6%
/ 33%
75.8%
/ 33%
9.6%
/ 50%
0.25%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.18
P/B Ratio
1.9
EV/EBITDA
-9.2
EV: $289M
Revenue
$345M
Growth: 6.2%
Beta
1.3
High volatility
Current Ratio
5.0

Profitability

Gross Margin 51.8%
Operating Margin 0.6%
Net Margin -8.0%
Return on Equity (ROE) -8.1%
Return on Assets (ROA) -4.7%

Cash Flow & Balance Sheet

Operating Cash Flow$34M
Free Cash Flow$33M
Total Debt$25M
Debt-to-Equity8.5
Current Ratio5.0
Total Assets$411M

Price & Trading

Last Close$3.91
50-Day MA$4.38
200-Day MA$4.75
Avg Volume641K
Beta1.3
52-Week Range
$3.70
$5.68

About RISKIFIED LTD. (RSKD)

CEO
Mr. Eido Gal
Employees
655
Sector
Technology
Industry
Software - Application
Country
United States
Exchange
NYSE
Market Cap
$622M
Currency
USD

Riskified Ltd., together with its subsidiaries, develops and offers an e-commerce risk intelligent platform that allows online merchants to create trusted relationships with consumers in the United States, Europe, the Middle East, Africa, the Asia-Pacific, and the Americas. It offers Chargeback Guarantee that ensures the legitimacy of merchants' online orders; Dispute Resolve, which is used to compile submissions for fraud and non-fraud related chargeback issues; Policy Protect, a machine learning solution designed to detect and prevent refund and returns policy abuse in real-time; Account Secure, a solution that cross-checks every login attempt; and PSD2 optimization that helps total conversion and reduce cart abandonment. It serves direct-to-consumer brands, online-only retailers, omnichannel retailers, online marketplaces, and e-commerce service providers in various industries, such as payments, money transfer, tickets and travel, electronics, home, and fashion and luxury goods. The company was incorporated in 2012 and is based in New York, New York.

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Frequently Asked Questions

Is RISKIFIED LTD. (RSKD) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RISKIFIED LTD. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RISKIFIED LTD.'s debt ratio?

RISKIFIED LTD.'s debt ratio is 3.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 5.6%.

What are RISKIFIED LTD.'s key financial metrics?

RISKIFIED LTD. has a market capitalization of $622M, and revenue of $345M. The company maintains a gross margin of 51.8% and a net margin of -8.0%. Return on equity stands at -8.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.