Is RED RIVER BANCSHARES INC (RRBI) Halal?

NASDAQ Financial Services United States $591M
✗ NOT HALAL
Confidence: 95/100
RED RIVER BANCSHARES INC (RRBI) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
14.1
Forward: 12.1
EPS
$6.38
Dividend Yield
75.0%
Payout: 8.5%
P/B Ratio
1.6
Revenue
$124M
Growth: 13.5%
Beta
0.5
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 44.9%
Net Margin 34.7%
Return on Equity (ROE) 12.5%
Return on Assets (ROA) 1.3%

Cash Flow & Balance Sheet

Operating Cash Flow$45M
Free Cash Flow$42M
Total Debt$2M
Total Assets$3.4B

Price & Trading

Last Close$90.39
50-Day MA$86.55
200-Day MA$70.88
Avg Volume48K
Beta0.5
52-Week Range
$46.33
$93.90

About RED RIVER BANCSHARES INC (RRBI)

CEO
Mr. Ronald Blake Chatelain
Employees
367
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$591M
Currency
USD

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company offers treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. Red River Bancshares, Inc. was incorporated in 1998 and is headquartered in Alexandria, Louisiana.

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Frequently Asked Questions

Is RED RIVER BANCSHARES INC (RRBI) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RED RIVER BANCSHARES INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RED RIVER BANCSHARES INC's debt ratio?

RED RIVER BANCSHARES INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are RED RIVER BANCSHARES INC's key financial metrics?

RED RIVER BANCSHARES INC has a market capitalization of $591M, trailing P/E ratio of 14.1, and revenue of $124M. Return on equity stands at 12.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.