Is RLI CORP (RLI) Halal?

NYSE Financial Services United States $5.2B
✗ NOT HALAL
Confidence: 95/100
RLI CORP (RLI) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Property & Casualty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
DJIM Excluded — Insurance - Property & Casualty ✗ NOT HALAL
MSCI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
S&P Excluded — Insurance - Property & Casualty ✗ NOT HALAL
FTSE Excluded — Insurance - Property & Casualty ✗ NOT HALAL

Financial Highlights

P/E Ratio
12.9
Forward: 19.7
EPS
$4.37
Dividend Yield
114.0%
Payout: 14.4%
P/B Ratio
2.9
EV/EBITDA
9.8
EV: $5.1B
Revenue
$1.9B
Growth: 6.1%
Beta
0.5
Low volatility
Current Ratio
0.6

Profitability

Gross Margin 34.4%
Operating Margin 27.0%
Net Margin 21.4%
Return on Equity (ROE) 24.4%
Return on Assets (ROA) 5.5%

Cash Flow & Balance Sheet

Operating Cash Flow$614M
Free Cash Flow$609M
Total Debt$100M
Debt-to-Equity6.5
Current Ratio0.6
Total Assets$6.2B

Price & Trading

Last Close$57.30
50-Day MA$60.10
200-Day MA$64.20
Avg Volume788K
Beta0.5
52-Week Range
$55.80
$81.79

About RLI CORP (RLI)

CEO
Mr. Craig William Kliethermes CPCU, FCAS, MAAA
Employees
1,193
Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States
Exchange
NYSE
Market Cap
$5.2B
Currency
USD

RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.

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Frequently Asked Questions

Is RLI CORP (RLI) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RLI CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RLI CORP's debt ratio?

RLI CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are RLI CORP's key financial metrics?

RLI CORP has a market capitalization of $5.2B, trailing P/E ratio of 12.9, and revenue of $1.9B. The company maintains a gross margin of 34.4% and a net margin of 21.4%. Return on equity stands at 24.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.