Is RADIAN GROUP INC (RDN) Halal?

NYSE Financial Services United States $4.4B
✗ NOT HALAL
Confidence: 95/100
RADIAN GROUP INC (RDN) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Specialty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Specialty ✗ NOT HALAL
DJIM Excluded — Insurance - Specialty ✗ NOT HALAL
MSCI Excluded — Insurance - Specialty ✗ NOT HALAL
S&P Excluded — Insurance - Specialty ✗ NOT HALAL
FTSE Excluded — Insurance - Specialty ✗ NOT HALAL

Financial Highlights

P/E Ratio
7.4
Forward: 6.0
EPS
$4.39
Dividend Yield
313.0%
Payout: 23.2%
P/B Ratio
0.9
EV/EBITDA
4.4
EV: $4.0B
Revenue
$1.2B
Growth: 2.7%
Beta
0.8
Low volatility
Current Ratio
4.0

Profitability

Gross Margin 92.3%
Operating Margin 76.7%
Net Margin 48.7%
Return on Equity (ROE) 13.1%
Return on Assets (ROA) 6.6%

Cash Flow & Balance Sheet

Operating Cash Flow$120M
Free Cash Flow$116M
Total Debt$1.1B
Debt-to-Equity25.0
Current Ratio4.0
Total Assets$8.1B

Price & Trading

Last Close$33.11
50-Day MA$33.37
200-Day MA$34.51
Avg Volume1.4M
Beta0.8
52-Week Range
$29.32
$38.84

About RADIAN GROUP INC (RDN)

CEO
Mr. Richard Gerald Thornberry C.P.A.
Employees
900
Sector
Financial Services
Industry
Insurance - Specialty
Country
United States
Exchange
NYSE
Market Cap
$4.4B
Currency
USD

Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

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Frequently Asked Questions

Is RADIAN GROUP INC (RDN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RADIAN GROUP INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RADIAN GROUP INC's debt ratio?

RADIAN GROUP INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are RADIAN GROUP INC's key financial metrics?

RADIAN GROUP INC has a market capitalization of $4.4B, trailing P/E ratio of 7.4, and revenue of $1.2B. The company maintains a gross margin of 92.3% and a net margin of 48.7%. Return on equity stands at 13.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.