Is RedCloud Holdings plc (RCT) Halal?

NASDAQ Technology United Kingdom $43M
✗ NOT HALAL
Confidence: 90/100
RedCloud Holdings plc (RCT) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 180.9% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. RedCloud Holdings plc operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 180.9%
/ 30%
2.0%
/ 30%
19.0%
/ 30%
23.22%
/ 5%
✗ NOT HALAL
DJIM 180.9%
/ 33%
2.0%
/ 33%
19.0%
/ 33%
23.22%
/ 5%
✗ NOT HALAL
MSCI 416.7%
/ 33%
4.6%
/ 33%
43.8%
/ 33%
23.22%
/ 5%
✗ NOT HALAL
S&P 180.9%
/ 33%
2.0%
/ 33%
19.0%
/ 33%
23.22%
/ 5%
✗ NOT HALAL
FTSE 416.7%
/ 33%
4.6%
/ 33%
43.8%
/ 50%
23.22%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-1.21
P/B Ratio
-4.3
EV/EBITDA
-0.9
EV: $43M
Revenue
$46M
Growth: 11.8%
Current Ratio
0.3

Profitability

Gross Margin 52.1%
Operating Margin -154.8%
Net Margin -110.3%
Return on Assets (ROA) -270.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$35M
Free Cash Flow-$39M
Total Debt$73M
Current Ratio0.3
Total Assets$18M

Price & Trading

Last Close$0.86
50-Day MA$1.01
200-Day MA$1.59
Avg Volume179K
52-Week Range
$0.67
$5.36

About RedCloud Holdings plc (RCT)

CEO
Mr. Justin Beck Hinton Floyd
Employees
1,098
Sector
Technology
Industry
Software - Application
Country
United Kingdom
Exchange
NASDAQ
Market Cap
$43M
Currency
USD

RedCloud Holdings plc operates a cloud based business-to-business open commerce platform primarily in Argentina, the United Kingdom, Brazil, Nigeria, South Africa, and internationally. The company develops and operates the RedCloud Platform that facilitates the trading of consumer supplies of fast-moving consumer goods across business supply chains. Its platform enables retailers in markets to use data driven insights backed by AI to help make business-to-business purchases and inventory decisions from brands and distributors by purchasing behaviors of product inventory catalogues. It also provides digital financial solutions under the RedPay, including e-wallet services and access to localized payment networks. RedCloud Holdings plc was incorporated in 2024 and is based in London, the United Kingdom.

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Frequently Asked Questions

Is RedCloud Holdings plc (RCT) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RedCloud Holdings plc is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RedCloud Holdings plc's debt ratio?

RedCloud Holdings plc's debt ratio is 180.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 416.7%.

What are RedCloud Holdings plc's key financial metrics?

RedCloud Holdings plc has a market capitalization of $43M, and revenue of $46M. The company maintains a gross margin of 52.1% and a net margin of -110.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.