Is RBB Bancorp (RBB) Halal?

NASDAQ Financial Services United States $356M
✗ NOT HALAL
Confidence: 95/100
RBB Bancorp (RBB) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
11.4
Forward: 9.0
EPS
$1.83
Dividend Yield
306.0%
Payout: 35.0%
P/B Ratio
0.7
Revenue
$115M
Growth: 39.7%
Beta
1.1
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 42.6%
Net Margin 28.1%
Return on Equity (ROE) 6.2%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$58M
Free Cash Flow$58M
Total Debt$364M
Total Assets$4.0B

Price & Trading

Last Close$21.15
50-Day MA$21.51
200-Day MA$19.83
Avg Volume64K
Beta1.1
52-Week Range
$14.40
$22.69

About RBB Bancorp (RBB)

CEO
Mr. Johnny Lee
Employees
369
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$356M
Currency
USD

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit. It also provides lending products, such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and small business administration loans. In addition, the company offers remote deposit, E-banking, mobile banking, and treasury management services. It operates branches in Los Angeles County, California; Orange County, California; Ventura County, California; Honolulu, Hawaii. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

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Frequently Asked Questions

Is RBB Bancorp (RBB) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), RBB Bancorp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is RBB Bancorp's debt ratio?

RBB Bancorp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are RBB Bancorp's key financial metrics?

RBB Bancorp has a market capitalization of $356M, trailing P/E ratio of 11.4, and revenue of $115M. Return on equity stands at 6.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.