Is QBE Insurance (QBE) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 18.2% | |
| Operating Margin | 22.6% | |
| Net Margin | 11.5% | |
| Return on Equity (ROE) | 19.3% | |
| Return on Assets (ROA) | 4.2% |
Cash Flow & Balance Sheet
| Free Cash Flow | $4.1B |
| Total Debt | $3.9B |
| Debt-to-Equity | 33.7 |
| Current Ratio | 8.5 |
| Total Assets | $48.5B |
Price & Trading
| Last Close | AUD 21.18 |
| 50-Day MA | AUD 20.49 |
| 200-Day MA | AUD 20.81 |
| Avg Volume | 3.2M |
| Beta | 0.1 |
|
52-Week Range
AUD 18.38
| |
About QBE Insurance (QBE)
QBE Insurance Group Limited engages in underwriting general insurance and reinsurance risks in the Australia Pacific, North America, and internationally. The company offers commercial and domestic property, agriculture, public/product liability, motor and motor casualty, professional indemnity, workers' compensation, accident, health, financial and credit, and other insurance products, as well as marine, energy and aviation insurance products. It also manages Lloyd's syndicates, as well as provides investment management services. The company was founded in 1886 and is headquartered in Sydney, Australia.
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Frequently Asked Questions
Is QBE Insurance (QBE) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), QBE Insurance is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is QBE Insurance's debt ratio?
QBE Insurance's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are QBE Insurance's key financial metrics?
QBE Insurance has a market capitalization of $31.9B, trailing P/E ratio of 10.4, and revenue of $19.5B. The company maintains a gross margin of 18.2% and a net margin of 11.5%. Return on equity stands at 19.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.