Is Pattern Group Inc. (PTRN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 1.4% / 30% | 8.2% / 30% | 5.0% / 30% | 0.34% / 5% | ✓ HALAL |
| DJIM | 1.4% / 33% | 8.2% / 33% | 5.0% / 33% | 0.34% / 5% | ✓ HALAL |
| MSCI | 4.5% / 33% | 26.4% / 33% | 16.1% / 33% | 0.34% / 5% | ✓ HALAL |
| S&P | 1.4% / 33% | 8.2% / 33% | 5.0% / 33% | 0.34% / 5% | ✓ HALAL |
| FTSE | 4.5% / 33% | 26.4% / 33% | 16.1% / 50% | 0.34% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 43.6% | |
| Operating Margin | 3.6% | |
| Net Margin | 0.6% | |
| Return on Equity (ROE) | 3.4% | |
| Return on Assets (ROA) | 2.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $99M |
| Free Cash Flow | $79M |
| Total Debt | $31M |
| Debt-to-Equity | 5.3 |
| Current Ratio | 2.3 |
| Total Assets | $948M |
Price & Trading
| Last Close | $12.48 |
| 50-Day MA | $12.11 |
| 200-Day MA | $13.50 |
| Avg Volume | 1.1M |
|
52-Week Range
$8.92
| |
About Pattern Group Inc. (PTRN)
Pattern Group Inc. operates as an ecommerce accelerator that combines proprietary technology and on-demand expertise to support consumer brands operating across ecommerce marketplaces. It acquires inventory from brand partners to sell to consumers in various industries, including health and wellness, beauty and personal care, home and lifestyle, pet, sports and outdoors, and consumer electronics. The company was formerly known as Covalent Group, Inc. and changed its name to Pattern Group Inc. in November 2024. Pattern Group Inc. was incorporated in 2018 and is headquartered in Lehi, Utah.
Purification Calculator
As a halal stock with 0.34% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is Pattern Group Inc. (PTRN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Pattern Group Inc. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Pattern Group Inc.'s debt ratio?
Pattern Group Inc.'s debt ratio is 1.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 4.5%.
Does Pattern Group Inc. require dividend purification?
Yes, Pattern Group Inc. has an impermissible income ratio of 0.34%, which means 0.34% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are Pattern Group Inc.'s key financial metrics?
Pattern Group Inc. has a market capitalization of $2.3B, and revenue of $2.5B. The company maintains a gross margin of 43.6% and a net margin of 0.6%. Return on equity stands at 3.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.