Is Paysafe Ltd (PSFE) Halal?

NYSE Technology United Kingdom $380M
✗ NOT HALAL
Confidence: 90/100
Paysafe Ltd (PSFE) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 541.7% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Paysafe Ltd operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 541.7%
/ 30%
48.8%
/ 30%
66.8%
/ 30%
0.86%
/ 5%
✗ NOT HALAL
DJIM 541.7%
/ 33%
48.8%
/ 33%
66.8%
/ 33%
0.86%
/ 5%
✗ NOT HALAL
MSCI 50.0%
/ 33%
4.5%
/ 33%
6.2%
/ 33%
0.86%
/ 5%
✗ NOT HALAL
S&P 541.7%
/ 33%
48.8%
/ 33%
66.8%
/ 33%
0.86%
/ 5%
✗ NOT HALAL
FTSE 50.0%
/ 33%
4.5%
/ 33%
6.2%
/ 50%
0.86%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-3.14
P/B Ratio
0.5
EV/EBITDA
6.8
EV: $2.7B
Revenue
$1.7B
Growth: 4.4%
Beta
1.8
High volatility
Current Ratio
1.2

Profitability

Gross Margin 56.4%
Operating Margin 6.0%
Net Margin -10.7%
Return on Equity (ROE) -23.8%
Return on Assets (ROA) 1.7%

Cash Flow & Balance Sheet

Operating Cash Flow$236M
Free Cash Flow$108M
Total Debt$2.7B
Debt-to-Equity405.9
Current Ratio1.2
Total Assets$4.8B

Price & Trading

Last Close$6.88
50-Day MA$6.90
200-Day MA$10.29
Avg Volume471K
Beta1.8
52-Week Range
$5.95
$16.67

About Paysafe Ltd (PSFE)

CEO
Mr. Bruce F. Lowthers CPA
Employees
2,900
Sector
Technology
Industry
Software - Infrastructure
Country
United Kingdom
Exchange
NYSE
Market Cap
$380M
Currency
USD

Paysafe Limited provides digital payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. The Merchant Solutions segment offers payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as support services under the Paysafe and Petroleum Card Services brands. Its Digital Wallets segment provides digital wallet solutions under the Neteller, Skrill, and PagoEfectivo brands; eCash solutions under the PaysafeCard, PaysafeCash, viafintech, SafetyPay, and PagoEfectivo brands; and pay-by-bank solutions under the Rapid Transfer brand. The company also offers digital commerce solutions for specialized industry verticals, including travel, streaming and video gaming, retail and hospitality, and digital assets, as well as iGaming, which covers online betting related to sports, e-sports, fantasy sports, poker, and other casino games. Paysafe Limited was founded in 1996 and is based in London, the United Kingdom.

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Frequently Asked Questions

Is Paysafe Ltd (PSFE) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Paysafe Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Paysafe Ltd's debt ratio?

Paysafe Ltd's debt ratio is 541.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 50.0%.

What are Paysafe Ltd's key financial metrics?

Paysafe Ltd has a market capitalization of $380M, and revenue of $1.7B. The company maintains a gross margin of 56.4% and a net margin of -10.7%. Return on equity stands at -23.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.