Is Primerica, Inc. (PRI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Life | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Life | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Life | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Life | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Life | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 70.9% | |
| Operating Margin | 30.8% | |
| Net Margin | 22.4% | |
| Return on Equity (ROE) | 31.9% | |
| Return on Assets (ROA) | 4.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $901M |
| Free Cash Flow | $875M |
| Total Debt | $1.8B |
| Debt-to-Equity | 77.9 |
| Current Ratio | 3.5 |
| Total Assets | $15.0B |
Price & Trading
| Last Close | $253.69 |
| 50-Day MA | $257.36 |
| 200-Day MA | $262.69 |
| Avg Volume | 221K |
| Beta | 0.9 |
|
52-Week Range
$230.09
| |
About Primerica, Inc. (PRI)
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
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Frequently Asked Questions
Is Primerica, Inc. (PRI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Primerica, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Primerica, Inc.'s debt ratio?
Primerica, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Primerica, Inc.'s key financial metrics?
Primerica, Inc. has a market capitalization of $7.8B, trailing P/E ratio of 10.7, and revenue of $3.3B. The company maintains a gross margin of 70.9% and a net margin of 22.4%. Return on equity stands at 31.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.