PROG Holdings, Inc. (PRG) Financial Ratio Screen

NYSE Industrials United States USD 1142M
RATIOS FAIL*
Automated financial screen · activity assessed separately
PROG Holdings, Inc. (PRG) is potentially non-compliant in the automated ratio model. The company's debt ratio of 37.4% exceeds the 30% MSCI new-inclusion threshold relative to total assets. PROG Holdings, Inc. operates in the Industrials sector.

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MSCI new-inclusion financial-ratio snapshot

PRG financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
37.4%
Fail vs 30%
Cash ratio
19.2%
Pass vs 30%
Receivables + cash
32.4%
Fail vs 30%
Impermissible income
0.3%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
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MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Rental & Leasing Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 37.4%
/ 30%
19.2%
/ 30%
32.4%
/ 30%
0.29%
/ 5%
RATIOS FAIL*
FTSE 37.4%
/ 33%
19.2%
/ 33%
32.4%
/ 50%
0.29%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
9.4
Forward: 5.6
EPS
$3.04
Dividend Yield
196.0%
Payout: 17.1%
P/B Ratio
1.5
EV/EBITDA
3.6
EV: $1.4B
Revenue
$2.4B
Growth: -7.8%
Beta
1.8
High volatility
Current Ratio
5.5

Profitability

Gross Margin 34.0%
Operating Margin 13.9%
Net Margin 6.1%
Return on Equity (ROE) 17.8%
Return on Assets (ROA) 15.3%

Cash Flow & Balance Sheet

Operating Cash Flow$335M
Free Cash Flow$325M
Total Debt$602M
Debt-to-Equity80.7
Current Ratio5.5
Total Assets$1.6B

Price & Trading

Last Close$29.02
50-Day MA$32.70
200-Day MA$31.48
Avg Volume521K
Beta1.8
52-Week Range
$23.50
$41.14

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About PROG Holdings, Inc. (PRG)

CEO
Mr. Steven A. Michaels
Employees
1,235
Sector
Industrials
Industry
Rental & Leasing Services
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 1142M
Currency
USD

PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

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Frequently Asked Questions

Is PROG Holdings, Inc. (PRG) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is PROG Holdings, Inc.'s debt ratio?

PROG Holdings, Inc.'s debt ratio is 37.4% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are PROG Holdings, Inc.'s key financial metrics?

PROG Holdings, Inc. has a market capitalization of USD 1142M in its listing currency, trailing P/E ratio of 9.4, and revenue of $2.4B. The company maintains a gross margin of 34.0% and a net margin of 6.1%. Return on equity stands at 17.8%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.