Is PLDT Inc. (PHI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 6829.6% / 30% | 223.9% / 30% | 671.8% / 30% | 0.42% / 5% | ✗ NOT HALAL |
| DJIM | 6829.6% / 33% | 223.9% / 33% | 671.8% / 33% | 0.42% / 5% | ✗ NOT HALAL |
| MSCI | 53.8% / 33% | 1.8% / 33% | 5.3% / 33% | 0.42% / 5% | ✗ NOT HALAL |
| S&P | 6829.6% / 33% | 223.9% / 33% | 671.8% / 33% | 0.42% / 5% | ✗ NOT HALAL |
| FTSE | 53.8% / 33% | 1.8% / 33% | 5.3% / 50% | 0.42% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 72.7% | |
| Operating Margin | 31.7% | |
| Net Margin | 13.7% | |
| Return on Equity (ROE) | 24.7% | |
| Return on Assets (ROA) | 5.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $98.7B |
| Free Cash Flow | $35.7B |
| Total Debt | $359.2B |
| Debt-to-Equity | 280.5 |
| Current Ratio | 0.4 |
| Total Assets | $634.8B |
Price & Trading
| Last Close | $21.28 |
| 50-Day MA | $22.79 |
| 200-Day MA | $21.52 |
| Avg Volume | 100K |
| Beta | 0.5 |
|
52-Week Range
$18.61
| |
About PLDT Inc. (PHI)
PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; secure data center, multi-cloud, cybersecurity, data and artificial intelligence solutions; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, it offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, and bill printing and other related value-added services; provides full-service customer rewards and loyalty programs; and distributes Filipino channels and content services. Further, the company engages in the sale of mobile handsets, broadband data routers, tablets, and accessories; and cross-border digital platforms, and other allied services. Additionally, it provides gaming support services; internet services; mobile internet, broadband, and data services; content provider, and mobile applications; IT solutions; data and multimedia services; domestic leased lines; alternative messaging solutions, such as over-the-top services, social media, SMS, and chat applications; mobile prepaid and postpaid services; and fixed wireless broadband services. It serves residential, individuals, micro, small and medium enterprises, large corporations, and the public sector. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.
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Frequently Asked Questions
Is PLDT Inc. (PHI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), PLDT Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is PLDT Inc.'s debt ratio?
PLDT Inc.'s debt ratio is 6829.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 53.8%.
What are PLDT Inc.'s key financial metrics?
PLDT Inc. has a market capitalization of $4.6B, trailing P/E ratio of 9.2, and revenue of $218.4B. The company maintains a gross margin of 72.7% and a net margin of 13.7%. Return on equity stands at 24.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.