PLDT Inc. (PHI) Financial Ratio Screen

NYSE Communication Services Philippines USD 4641M
RATIOS FAIL*
Automated financial screen · activity assessed separately
PLDT Inc. (PHI) is potentially non-compliant in the automated ratio model. The company's debt ratio of 56.6% exceeds the 30% MSCI new-inclusion threshold relative to total assets. PLDT Inc. operates in the Communication Services sector.

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MSCI new-inclusion financial-ratio snapshot

PHI financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
56.6%
Fail vs 30%
Cash ratio
1.9%
Pass vs 30%
Receivables + cash
7.1%
Pass vs 30%
Impermissible income
0.3%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Telecom Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; secure data center, multi-cloud, cybersecurity, data and artificial intelligence solutions; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, it offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, and bill printing and other related value-added services; provides full-service customer rewards and loyalty programs; and distributes Filipino channels and content services. Further, the company engages in the sale of mobile handsets, broadband data routers, tablets, and accessories; and cross-border digital platforms, and other allied services. Additionally, it provides gaming support services; internet services; mobile internet, broadband, and data services; content provider, and mobile applications; IT solutions; data and multimedia services; domestic leased lines; alternative messaging solutions, such as over-the-top services, social media, SMS, and chat applications; mobile prepaid and postpaid services; and fixed wireless broadband services. It serves residential, individuals, micro, small and medium enterprises, large corporations, and the public sector. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 56.6%
/ 30%
1.9%
/ 30%
7.1%
/ 30%
0.33%
/ 5%
RATIOS FAIL*
FTSE 56.6%
/ 33%
1.9%
/ 33%
7.1%
/ 50%
0.33%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
8.7
Forward: 6.7
EPS
$2.06
Dividend Yield
783.0%
Payout: 74.0%
P/B Ratio
1.8
EV/EBITDA
4.0
EV: $354.0B
Revenue
$218.4B
Growth: 2.1%
Beta
0.3
Low volatility
Current Ratio
0.4

Profitability

Gross Margin 71.6%
Operating Margin 26.0%
Net Margin 13.1%
Return on Equity (ROE) 22.4%
Return on Assets (ROA) 5.6%

Cash Flow & Balance Sheet

Operating Cash Flow$98.7B
Free Cash Flow$35.7B
Total Debt$359.2B
Debt-to-Equity267.2
Current Ratio0.4
Total Assets$634.8B

Price & Trading

Last Close$18.62
50-Day MA$18.98
200-Day MA$20.73
Avg Volume183K
Beta0.3
52-Week Range
$17.05
$24.51

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-28 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About PLDT Inc. (PHI)

CEO
Mr. Manuel Velez Pangilinan
Employees
14,036
Sector
Communication Services
Industry
Telecom Services
Country
Philippines
Exchange
NYSE
Market Cap (listing currency)
USD 4641M
Currency
USD

PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; secure data center, multi-cloud, cybersecurity, data and artificial intelligence solutions; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, it offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, and bill printing and other related value-added services; provides full-service customer rewards and loyalty programs; and distributes Filipino channels and content services. Further, the company engages in the sale of mobile handsets, broadband data routers, tablets, and accessories; and cross-border digital platforms, and other allied services. Additionally, it provides gaming support services; internet services; mobile internet, broadband, and data services; content provider, and mobile applications; IT solutions; data and multimedia services; domestic leased lines; alternative messaging solutions, such as over-the-top services, social media, SMS, and chat applications; mobile prepaid and postpaid services; and fixed wireless broadband services. It serves residential, individuals, micro, small and medium enterprises, large corporations, and the public sector. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.

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Frequently Asked Questions

Is PLDT Inc. (PHI) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is PLDT Inc.'s debt ratio?

PLDT Inc.'s debt ratio is 56.6% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are PLDT Inc.'s key financial metrics?

PLDT Inc. has a market capitalization of USD 4641M in its listing currency, trailing P/E ratio of 8.7, and revenue of $218.4B. The company maintains a gross margin of 71.6% and a net margin of 13.1%. Return on equity stands at 22.4%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.