Is PROGRESSIVE CORP/OH/ (PGR) Halal?

NYSE Financial Services United States $116.5B
✗ NOT HALAL
Confidence: 95/100
PROGRESSIVE CORP/OH/ (PGR) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Property & Casualty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
DJIM Excluded — Insurance - Property & Casualty ✗ NOT HALAL
MSCI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
S&P Excluded — Insurance - Property & Casualty ✗ NOT HALAL
FTSE Excluded — Insurance - Property & Casualty ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.3
Forward: 12.3
EPS
$19.23
Dividend Yield
699.0%
Payout: 72.3%
P/B Ratio
3.8
EV/EBITDA
7.7
EV: $113.5B
Revenue
$87.6B
Growth: 12.2%
Beta
0.3
Low volatility
Current Ratio
0.4

Profitability

Gross Margin 18.5%
Operating Margin 16.5%
Net Margin 12.9%
Return on Equity (ROE) 40.4%
Return on Assets (ROA) 7.9%

Cash Flow & Balance Sheet

Operating Cash Flow$17.5B
Free Cash Flow$17.2B
Total Debt$6.9B
Debt-to-Equity23.4
Current Ratio0.4
Total Assets$123.0B

Price & Trading

Last Close$202.90
50-Day MA$205.77
200-Day MA$229.30
Avg Volume3.4M
Beta0.3
52-Week Range
$197.92
$289.96

About PROGRESSIVE CORP/OH/ (PGR)

CEO
Ms. Susan Patricia Griffith
Employees
70,053
Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States
Exchange
NYSE
Market Cap
$116.5B
Currency
USD

The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.

Related Halal Stocks in Financial Services

Frequently Asked Questions

Is PROGRESSIVE CORP/OH/ (PGR) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), PROGRESSIVE CORP/OH/ is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is PROGRESSIVE CORP/OH/'s debt ratio?

PROGRESSIVE CORP/OH/'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are PROGRESSIVE CORP/OH/'s key financial metrics?

PROGRESSIVE CORP/OH/ has a market capitalization of $116.5B, trailing P/E ratio of 10.3, and revenue of $87.6B. The company maintains a gross margin of 18.5% and a net margin of 12.9%. Return on equity stands at 40.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.