Is PEGASYSTEMS INC (PEGA) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 0.9% / 30% | 5.3% / 30% | 6.0% / 30% | 0.78% / 5% | ✓ HALAL |
| DJIM | 0.9% / 33% | 5.3% / 33% | 6.0% / 33% | 0.78% / 5% | ✓ HALAL |
| MSCI | 4.7% / 33% | 26.1% / 33% | 29.6% / 33% | 0.78% / 5% | ✓ HALAL |
| S&P | 0.9% / 33% | 5.3% / 33% | 6.0% / 33% | 0.78% / 5% | ✓ HALAL |
| FTSE | 4.7% / 33% | 26.1% / 33% | 29.6% / 50% | 0.78% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 75.9% | |
| Operating Margin | 24.9% | |
| Net Margin | 22.5% | |
| Return on Equity (ROE) | 57.3% | |
| Return on Assets (ROA) | 10.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $505M |
| Free Cash Flow | $491M |
| Total Debt | $76M |
| Debt-to-Equity | 9.6 |
| Current Ratio | 1.3 |
| Total Assets | $1.6B |
Price & Trading
| Last Close | $42.16 |
| 50-Day MA | $44.47 |
| 200-Day MA | $53.43 |
| Avg Volume | 2.2M |
| Beta | 1.1 |
|
52-Week Range
$29.84
| |
About PEGASYSTEMS INC (PEGA)
Pegasystems Inc. develops, markets, licenses, hosts, and supports enterprise software in the United States, rest of the Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia-Pacific. It provides Pega Infinity, a software portfolio comprising of Pega Customer Decision Hub, a real-time AI-powered decision engine, which can predict a customer's behavior and recommend the next best action to take across channels in real-time; Pega Customer Service to anticipate customer needs, connect customers to people and systems, and automate customer interactions to evolve the customer service experience, as well as to allow enterprises to deliver interactions across channels and enhance employee productivity; and Pega Platform, a software for AI-powered workflow automation for increasing the efficiency of clients' processes and operational workflows. The company also offers Situational Layer Cake that organizes logic into layers that map to the unique dimensions of a client's business, such as customer types, lines of business, geographies, etc.; Pega GenAI Blueprint to rapidly prototype and accelerate the development and deployment of applications; Pega Cloud that allows clients to develop, test, and deploy applications; Pega Catalyst, which helps clients to transform and prototype their customer journeys; Pega Academy, which offers enablement content for Pega product implementations, such as instructor-led and online training to its employees, clients, and partners; and global service assurance and client support services. It primarily markets its software and services to financial services, healthcare, communications and media, government, insurance, manufacturing and high tech, and consumer industries through a direct sales force, as well as partnerships with technology providers and application developers. Pegasystems Inc. was incorporated in 1983 and is headquartered in Waltham, Massachusetts.
Purification Calculator
As a halal stock with 0.78% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is PEGASYSTEMS INC (PEGA) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), PEGASYSTEMS INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is PEGASYSTEMS INC's debt ratio?
PEGASYSTEMS INC's debt ratio is 0.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 4.7%.
Does PEGASYSTEMS INC require dividend purification?
Yes, PEGASYSTEMS INC has an impermissible income ratio of 0.78%, which means 0.78% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are PEGASYSTEMS INC's key financial metrics?
PEGASYSTEMS INC has a market capitalization of $6.8B, trailing P/E ratio of 18.9, and revenue of $1.7B. The company maintains a gross margin of 75.9% and a net margin of 22.5%. Return on equity stands at 57.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.