Is Payoneer Global Inc. (PAYO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 4.3% / 30% | 24.8% / 30% | 5.8% / 30% | 28.21% / 5% | ✗ NOT HALAL |
| DJIM | 4.3% / 33% | 24.8% / 33% | 5.8% / 33% | 28.21% / 5% | ✗ NOT HALAL |
| MSCI | 0.8% / 33% | 4.6% / 33% | 1.1% / 33% | 28.21% / 5% | ✗ NOT HALAL |
| S&P | 4.3% / 33% | 24.8% / 33% | 5.8% / 33% | 28.21% / 5% | ✗ NOT HALAL |
| FTSE | 0.8% / 33% | 4.6% / 33% | 1.1% / 50% | 28.21% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 84.3% | |
| Operating Margin | -3.0% | |
| Net Margin | 7.0% | |
| Return on Equity (ROE) | 10.2% | |
| Return on Assets (ROA) | 1.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $233M |
| Free Cash Flow | $146M |
| Total Debt | $72M |
| Debt-to-Equity | 2.8 |
| Current Ratio | 1.0 |
| Total Assets | $9.0B |
Price & Trading
| Last Close | $4.99 |
| 50-Day MA | $5.27 |
| 200-Day MA | $5.99 |
| Avg Volume | 4.5M |
| Beta | 1.1 |
|
52-Week Range
$4.08
| |
About Payoneer Global Inc. (PAYO)
Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.
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Frequently Asked Questions
Is Payoneer Global Inc. (PAYO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Payoneer Global Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Payoneer Global Inc.'s debt ratio?
Payoneer Global Inc.'s debt ratio is 4.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.8%.
What are Payoneer Global Inc.'s key financial metrics?
Payoneer Global Inc. has a market capitalization of $1.7B, trailing P/E ratio of 25.2, and revenue of $821M. The company maintains a gross margin of 84.3% and a net margin of 7.0%. Return on equity stands at 10.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.