Is PAR TECHNOLOGY CORP (PAR) Halal?

NYSE Technology United States $524M
✗ NOT HALAL
Confidence: 90/100
PAR TECHNOLOGY CORP (PAR) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 50.9% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. PAR TECHNOLOGY CORP operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 50.9%
/ 30%
10.1%
/ 30%
10.3%
/ 30%
1.52%
/ 5%
✗ NOT HALAL
DJIM 50.9%
/ 33%
10.1%
/ 33%
10.3%
/ 33%
1.52%
/ 5%
✗ NOT HALAL
MSCI 29.4%
/ 33%
5.9%
/ 33%
6.0%
/ 33%
1.52%
/ 5%
✓ HALAL
S&P 50.9%
/ 33%
10.1%
/ 33%
10.3%
/ 33%
1.52%
/ 5%
✗ NOT HALAL
FTSE 29.4%
/ 33%
5.9%
/ 33%
6.0%
/ 50%
1.52%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-2.09
P/B Ratio
0.6
EV/EBITDA
-21.2
EV: $849M
Revenue
$456M
Growth: 14.4%
Beta
1.4
High volatility
Current Ratio
1.7

Profitability

Gross Margin 44.2%
Operating Margin -11.0%
Net Margin -18.5%
Return on Equity (ROE) -10.0%
Return on Assets (ROA) -2.6%

Cash Flow & Balance Sheet

Operating Cash Flow-$27M
Free Cash Flow-$36M
Total Debt$402M
Debt-to-Equity48.8
Current Ratio1.7
Total Assets$1.4B

Price & Trading

Last Close$13.56
50-Day MA$21.46
200-Day MA$40.49
Avg Volume1.6M
Beta1.4
52-Week Range
$12.42
$72.15

About PAR TECHNOLOGY CORP (PAR)

CEO
Mr. Savneet Singh
Employees
1,800
Sector
Technology
Industry
Software - Application
Country
United States
Exchange
NYSE
Market Cap
$524M
Currency
USD

PAR Technology Corporation, together with its subsidiaries, provides omnichannel cloud-based software and hardware solutions for the restaurant and retail industries worldwide. The company offers Punchh and PAR Ordering products and services for customer loyalty, engagement, and omnichannel digital ordering and delivery; PAR RETAIL, a digital engagement software solution; and PLEXURE, an international customer engagement and loyalty platform under the ENGAGEMENT CLOUD. It also provides PAR POS, a point-of-sale solution; TASK, an enterprise-grade technology solution; PAR OPS, which includes Data Central and Delaget; and PAR PAY, such as PAR payment services, and merchant services under the OPERATOR CLOUD. In addition, the company offers point-of-sale terminals and tablets, wireless headsets, drive-thru systems, kitchen display systems, kiosks, printers, payment devices, and other in-store peripherals. Further it provides services, such as hardware repair, installation and implementation, training, and on-site and technical support services. It serves enterprise restaurants, franchisees, and other restaurant outlets and to C-Stores; and other retail customers, including amusement parks, cinemas, cruise lines, spas, casinos, and other ticketing and entertainment venues. The company was founded in 1968 and is headquartered in New Hartford, New York.

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Frequently Asked Questions

Is PAR TECHNOLOGY CORP (PAR) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), PAR TECHNOLOGY CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is PAR TECHNOLOGY CORP's debt ratio?

PAR TECHNOLOGY CORP's debt ratio is 50.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 29.4%.

What are PAR TECHNOLOGY CORP's key financial metrics?

PAR TECHNOLOGY CORP has a market capitalization of $524M, and revenue of $456M. The company maintains a gross margin of 44.2% and a net margin of -18.5%. Return on equity stands at -10.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.