Is PENSKE AUTOMOTIVE GROUP, INC. (PAG) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 79.9% / 30% | 0.7% / 30% | 9.7% / 30% | N/A | ✗ NOT HALAL |
| DJIM | 79.9% / 33% | 0.7% / 33% | 9.7% / 33% | N/A | ✗ NOT HALAL |
| MSCI | 49.5% / 33% | 0.4% / 33% | 6.0% / 33% | N/A | ✗ NOT HALAL |
| S&P | 79.9% / 33% | 0.7% / 33% | 9.7% / 33% | N/A | ✗ NOT HALAL |
| FTSE | 49.5% / 33% | 0.4% / 33% | 6.0% / 50% | N/A | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 16.4% | |
| Operating Margin | 3.4% | |
| Net Margin | 2.9% | |
| Return on Equity (ROE) | 17.1% | |
| Return on Assets (ROA) | 4.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $975M |
| Free Cash Flow | $650M |
| Total Debt | $8.7B |
| Debt-to-Equity | 158.1 |
| Current Ratio | 1.0 |
| Total Assets | $17.6B |
Price & Trading
| Last Close | $148.89 |
| 50-Day MA | $157.94 |
| 200-Day MA | $167.63 |
| Avg Volume | 303K |
| Beta | 0.9 |
|
52-Week Range
$134.05
| |
About PENSKE AUTOMOTIVE GROUP, INC. (PAG)
Penske Automotive Group, Inc., a diversified transportation services company, operates automotive and commercial truck dealerships in the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and internationally. It operates through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company operates franchise dealerships under franchise agreements with various automotive manufacturers and distributors. It is also involved in the sale of new and used vehicles, maintenance and repair services, sale and placement of third-party finance and insurance products, third-party extended service and maintenance contracts, replacement and aftermarket automotive products, collision repair services, and wholesale of parts. In addition, the company operates a heavy and medium duty truck dealership, which offers Freightliner and Western Star branded trucks, as well as offers a range of used trucks. Further, it imports and distributes Western Star heavy-duty trucks, MAN heavy and medium duty trucks and buses, and Dennis Eagle refuse collection vehicles with associated parts, as well as distributes diesel and gas engines, and power systems. Penske Automotive Group, Inc. was incorporated in 1990 and is headquartered in Bloomfield Hills, Michigan.
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Frequently Asked Questions
Is PENSKE AUTOMOTIVE GROUP, INC. (PAG) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), PENSKE AUTOMOTIVE GROUP, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is PENSKE AUTOMOTIVE GROUP, INC.'s debt ratio?
PENSKE AUTOMOTIVE GROUP, INC.'s debt ratio is 79.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 49.5%.
What are PENSKE AUTOMOTIVE GROUP, INC.'s key financial metrics?
PENSKE AUTOMOTIVE GROUP, INC. has a market capitalization of $9.8B, trailing P/E ratio of 10.5, and revenue of $31.8B. The company maintains a gross margin of 16.4% and a net margin of 2.9%. Return on equity stands at 17.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.