PENSKE AUTOMOTIVE GROUP, INC. (PAG) Financial Ratio Screen

NYSE Consumer Cyclical United States USD 13961M
RATIOS FAIL*
Automated financial screen · activity assessed separately
PENSKE AUTOMOTIVE GROUP, INC. (PAG) is potentially non-compliant in the automated ratio model. The company's debt ratio of 49.6% exceeds the 30% MSCI new-inclusion threshold relative to total assets. PENSKE AUTOMOTIVE GROUP, INC. operates in the Consumer Cyclical sector.

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MSCI new-inclusion financial-ratio snapshot

PAG financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
49.6%
Fail vs 30%
Cash ratio
0.4%
Pass vs 30%
Receivables + cash
6.4%
Pass vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-10-15. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
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MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-10-15S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Auto & Truck Dealerships) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Penske Automotive Group, Inc., a diversified transportation services company, operates automotive and commercial truck dealerships in the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and internationally. It operates through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company operates franchise dealerships under franchise agreements with various automotive manufacturers and distributors. It is also involved in the sale of new and used vehicles, maintenance and repair services, sale and placement of third-party finance and insurance products, third-party extended service and maintenance contracts, replacement and aftermarket automotive products, collision repair services, and wholesale of parts. In addition, the company operates a heavy and medium duty truck dealership, which offers Freightliner and Western Star branded trucks, as well as offers a range of used trucks. Further, it imports and distributes Western Star heavy-duty trucks, MAN heavy and medium duty trucks and buses, and Dennis Eagle refuse collection vehicles with associated parts, as well as distributes diesel and gas engines, and power systems. Penske Automotive Group, Inc. was incorporated in 1990 and is headquartered in Bloomfield Hills, Michigan. Penske Automotive Group, Inc. operates as a subsidiary of Penske Corporation, Inc.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style debt and cash reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 49.6%
/ 30%
0.4%
/ 30%
6.4%
/ 30%
N/A RATIOS FAIL*
FTSE 49.6%
/ 33%
0.4%
/ 33%
6.4%
/ 50%
N/A RATIOS FAIL*

Financial Highlights

P/E Ratio
15.5
Forward: 14.8
EPS
currency unverified 13.76
Dividend Yield
271.0%
Payout: 40.1%
P/B Ratio
2.4
EV/EBITDA
16.7
EV: 23.3B (currency unverified)
Revenue
31.8B (currency unverified)
Growth: 6.0%
Beta
0.8
Average volatility
Current Ratio
1.0

Profitability

Gross Margin 16.1%
Operating Margin 4.0%
Net Margin 2.8%
Return on Equity (ROE) 15.8%
Return on Assets (ROA) 4.2%

Cash Flow & Balance Sheet

Operating Cash Flow975M (currency unverified)
Free Cash Flow650M (currency unverified)
Total Debt8.7B (currency unverified)
Debt-to-Equity160.6
Current Ratio1.0
Total Assets17.6B (currency unverified)

Price & Trading

Last Close$214.75
50-Day MA$214.15
200-Day MA$176.53
Avg Volume393K
Beta0.8
52-Week Range
$140.12
$227.00

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-09-20 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About PENSKE AUTOMOTIVE GROUP, INC. (PAG)

CEO
Mr. Roger S. Penske Sr.
Employees
28,600
Sector
Consumer Cyclical
Industry
Auto & Truck Dealerships
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 13961M
Currency
USD

Penske Automotive Group, Inc., a diversified transportation services company, operates automotive and commercial truck dealerships in the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and internationally. It operates through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company operates franchise dealerships under franchise agreements with various automotive manufacturers and distributors. It is also involved in the sale of new and used vehicles, maintenance and repair services, sale and placement of third-party finance and insurance products, third-party extended service and maintenance contracts, replacement and aftermarket automotive products, collision repair services, and wholesale of parts. In addition, the company operates a heavy and medium duty truck dealership, which offers Freightliner and Western Star branded trucks, as well as offers a range of used trucks. Further, it imports and distributes Western Star heavy-duty trucks, MAN heavy and medium duty trucks and buses, and Dennis Eagle refuse collection vehicles with associated parts, as well as distributes diesel and gas engines, and power systems. Penske Automotive Group, Inc. was incorporated in 1990 and is headquartered in Bloomfield Hills, Michigan. Penske Automotive Group, Inc. operates as a subsidiary of Penske Corporation, Inc.

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Frequently Asked Questions

Is PENSKE AUTOMOTIVE GROUP, INC. (PAG) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is PENSKE AUTOMOTIVE GROUP, INC.'s debt ratio?

PENSKE AUTOMOTIVE GROUP, INC.'s debt ratio is 49.6% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are PENSKE AUTOMOTIVE GROUP, INC.'s key financial metrics?

PENSKE AUTOMOTIVE GROUP, INC. has a market capitalization of USD 13961M in its listing currency, trailing P/E ratio of 15.5, and revenue of 31.8B (currency unverified). The company maintains a gross margin of 16.1% and a net margin of 2.8%. Return on equity stands at 15.8%.

How often is the screening data updated?

Calculation date: 2026-10-15. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.