Is OLD REPUBLIC INTERNATIONAL CORP (ORI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 63.0% | |
| Operating Margin | 11.7% | |
| Net Margin | 10.2% | |
| Return on Equity (ROE) | 16.3% | |
| Return on Assets (ROA) | 2.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.2B |
| Free Cash Flow | $1.2B |
| Total Debt | $1.6B |
| Debt-to-Equity | 30.1 |
| Current Ratio | 0.6 |
| Total Assets | $29.9B |
Price & Trading
| Last Close | $39.81 |
| 50-Day MA | $40.85 |
| 200-Day MA | $40.81 |
| Avg Volume | 2.0M |
| Beta | 0.7 |
|
52-Week Range
$34.43
| |
About OLD REPUBLIC INTERNATIONAL CORP (ORI)
Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.
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Frequently Asked Questions
Is OLD REPUBLIC INTERNATIONAL CORP (ORI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), OLD REPUBLIC INTERNATIONAL CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is OLD REPUBLIC INTERNATIONAL CORP's debt ratio?
OLD REPUBLIC INTERNATIONAL CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are OLD REPUBLIC INTERNATIONAL CORP's key financial metrics?
OLD REPUBLIC INTERNATIONAL CORP has a market capitalization of $9.7B, trailing P/E ratio of 10.6, and revenue of $9.1B. The company maintains a gross margin of 63.0% and a net margin of 10.2%. Return on equity stands at 16.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.