Is Offerpad Solutions Inc. (OPAD) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 264.6% / 30% | 74.8% / 30% | 22.4% / 30% | 0.15% / 5% | ✗ NOT HALAL |
| DJIM | 264.6% / 33% | 74.8% / 33% | 22.4% / 33% | 0.15% / 5% | ✗ NOT HALAL |
| MSCI | 60.6% / 33% | 17.1% / 33% | 5.1% / 33% | 0.15% / 5% | ✗ NOT HALAL |
| S&P | 264.6% / 33% | 74.8% / 33% | 22.4% / 33% | 0.15% / 5% | ✗ NOT HALAL |
| FTSE | 60.6% / 33% | 17.1% / 33% | 5.1% / 50% | 0.15% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 7.4% | |
| Operating Margin | -6.4% | |
| Net Margin | -8.2% | |
| Return on Equity (ROE) | -108.0% | |
| Return on Assets (ROA) | -8.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $67M |
| Free Cash Flow | $66M |
| Total Debt | $94M |
| Debt-to-Equity | 279.8 |
| Current Ratio | 1.5 |
| Total Assets | $155M |
Price & Trading
| Last Close | $0.67 |
| 50-Day MA | $0.89 |
| 200-Day MA | $1.94 |
| Avg Volume | 3.9M |
| Beta | 2.4 |
|
52-Week Range
$0.61
| |
About Offerpad Solutions Inc. (OPAD)
Offerpad Solutions Inc., together with its subsidiaries, provides a technology-enabled real estate solutions platform in the United States. It operates through Cash Offer, Renovate, and Other segments. The company offers Cash Offer, which allows customers to access the company's website or mobile application to receive a cash offer range for their home; and renovation services to other businesses. It also provides a Cash Offer Marketplace, including Direct+ partners, which provide buyers with an opportunity to purchase homes from homeowners; and brokerage services, which allow sellers to select from different agent-led pathways to sell their home. In addition, the company offers HomePro, which pairs local agents with its platform, data, and customer flow to deliver guided and in-person services; and the Agent Partnership Program, which allows third-party agents to present a cash offer to customers. Further, it provides ancillary products and services comprising energy efficiency solutions, smart home technology, insurance, and home warranty services, as well as mortgage, title insurance, and escrow services. Offerpad Solutions Inc. was founded in 2015 and is headquartered in Tempe, Arizona.
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Frequently Asked Questions
Is Offerpad Solutions Inc. (OPAD) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Offerpad Solutions Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Offerpad Solutions Inc.'s debt ratio?
Offerpad Solutions Inc.'s debt ratio is 264.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 60.6%.
What are Offerpad Solutions Inc.'s key financial metrics?
Offerpad Solutions Inc. has a market capitalization of $30M, and revenue of $568M. The company maintains a gross margin of 7.4% and a net margin of -8.2%. Return on equity stands at -108.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.