Is ONITY GROUP INC. (ONIT) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| DJIM | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| MSCI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| S&P | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| FTSE | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 94.5% | |
| Operating Margin | 52.9% | |
| Net Margin | 17.8% | |
| Return on Equity (ROE) | 32.4% | |
| Return on Assets (ROA) | 2.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$748M |
| Free Cash Flow | -$1.1B |
| Total Debt | $15.2B |
| Debt-to-Equity | 2169.3 |
| Current Ratio | 1.1 |
| Total Assets | $16.2B |
Price & Trading
| Last Close | $38.33 |
| 50-Day MA | $42.94 |
| 200-Day MA | $41.31 |
| Avg Volume | 74K |
| Beta | 1.6 |
|
52-Week Range
$25.50
| |
About ONITY GROUP INC. (ONIT)
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments. The company offers owned mortgage servicing rights and subservicing products; conventional, government-insured, and non-agency mortgage loans, as well as reverse mortgage and multi-family loans; and residential forward mortgage and small commercial mortgage loans. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. In addition, the company engages in reinsurance business. The company offers its services under the PHH Mortgage and Liberty Reverse Mortgage brands. It serves financial institutions. The company was formerly known as Ocwen Financial Corporation and changed its name to Onity Group Inc. in June 2024. Onity Group Inc. was founded in 1988 and is headquartered in West Palm Beach, Florida.
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Frequently Asked Questions
Is ONITY GROUP INC. (ONIT) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), ONITY GROUP INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is ONITY GROUP INC.'s debt ratio?
ONITY GROUP INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are ONITY GROUP INC.'s key financial metrics?
ONITY GROUP INC. has a market capitalization of $320M, trailing P/E ratio of 1.7, and revenue of $1.2B. The company maintains a gross margin of 94.5% and a net margin of 17.8%. Return on equity stands at 32.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.